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Where stress is building, how the cycle is turning, and what is live now.

ZIP 54489 Foreclosure, Tax-Lien & Distress Report

Wood County, Wisconsin · Affordable market

Scored purely from public records, 54489 (Wood County, Wisconsin) returns a low composite of 21/100. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The sharpest non-environmental signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). Structurally it carries 48/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year, and 40% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 1,385 with a median age of 46. A median home runs $175,000 here, or 2.8 times local income. Around 49% of renters are cost-burdened. Roughly 9.4% live below the poverty line. There are about 616 housing units across 54489. At $61,845, median income runs below typical U.S. levels. 82% of housing is owner-occupied. On demographic stress specifically, 54489 scores 29/100. Vacancy runs 3.5%. Around 16% of adults hold a bachelor's degree or higher.

Overall, 54489 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 54489 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 54489's 21/100 can be lined up against any neighbor in Wood County, Wisconsin or any ZIP coast to coast. Where the public record is thin for 54489, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 54489 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 54489 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
48/100
Structural risk
2/100
Distress activity

What is driving ZIP 54489’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk78
Another 9 scored dimensions sit behind 54489

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 54489 Stress Report snapshot

The live 54489 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Other Wood County ZIP codes

More distress data near 54489

Other reports tied to Wood County, Wisconsin — ZIP, county and statewide.

Get the full acquisition report for 54489

The full 54489 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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