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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 76861 Foreclosure, Tax-Lien & Distress Report

Tom Green County, Texas · Distress market

On DLRadar's 0-100 public-record scale, ZIP 76861 in Tom Green County, Texas comes in at 18, a low composite-distress reading. The sharpest non-environmental signals are structural risk (41/100), institutional ownership (30/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (14/100) register low. On the structural side it scores 41/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, 1.5% off the recent peak (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 77% of homes, renters 23%. The ZIP holds roughly 812 housing units. Home values center near $218,200, an affordability ratio of 2.2× — accessible. On demographic stress specifically, 76861 scores 22/100. Population is roughly 2,145 with a median age of 37. Households earn a median $86,125 — near the roughly $78,000 national figure. Roughly 8.3% live below the poverty line. Around 7% of renters are cost-burdened. The vacancy rate is 10.2%. About 21% have a four-year degree.

On balance 76861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 76861 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 76861 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Tom Green County, Texas and the nation. Nothing here is interpolated — where a source is thin for 76861, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

76861's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 76861 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
41/100
Structural risk
4/100
Distress activity

Signal-by-signal read on 76861

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk55
76861 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 76861 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 76861, the same set carried on every parcel.

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Tom Green County ZIPs near 76861

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Get the full acquisition report for 76861

Every distressed parcel in 76861 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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