ZIP 76904 Foreclosure, Tax-Lien & Distress Report

Tom Green County, Texas's ZIP 76904 registers 24/100 composite distress, which DLRadar reads as low. On the structural side it scores 55/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (45/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (70/100)).

The market reads peak — home values rose 0.6% year on year, 2.5% off the recent peak, and 9% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 16,919 housing units across 76904. Home values center near $285,400, an affordability ratio of 3.4× — accessible. The tenure split is 62% owner-occupied to 38% rented. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Median household income is $79,617, near the U.S. median near $78,000. Vacancy runs 8.7%. Around 28% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. Population is roughly 36,444 with a median age of 37. Around 35% of adults hold a bachelor's degree or higher.

On balance 76904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 76904 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 76904's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 76904 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 76904 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 76904 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.