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ZIP 76905 Foreclosure, Tax-Lien & Distress Report

Tom Green County, Texas · Affordable market

In Tom Green County, Texas, ZIP 76905 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (58/100), institutional ownership (49/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (75/100)). Latent structural risk is 58/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 0.6% year on year, 2.5% off the recent peak, and 2% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

At $81,645, median income runs near typical U.S. levels. 10.5% of residents fall below the poverty threshold. On demographic stress specifically, 76905 scores 27/100. Population is roughly 13,761 with a median age of 34. Rent burden reaches 44% of tenant households. There are about 5,373 housing units across 76905. Vacancy runs 10.3%. 69% of housing is owner-occupied. About 19% have a four-year degree. The typical home is worth about $163,900 (1.8× income, relatively affordable).

Overall, 76905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 76905 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 76905's 26/100 can be lined up against any neighbor in Tom Green County, Texas or any ZIP coast to coast. Sparse data for 76905 shows as blanks, never estimates, and the score updates on every fresh public filing.

76905's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 76905 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
58/100
Structural risk
6/100
Distress activity

What is driving ZIP 76905’s distress

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk75
9 further distress layers are graded for 76905

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 76905 distress snapshot

76905 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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