ZIP 76905 Property Distress & Foreclosure Data

ZIP code 76905 in Tom Green County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), institutional ownership (53/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (75/100). The latent-versus-live split is 55/100 structural and 6/100 already moving.

The market reads expansion — home values rose 6.9% year on year, and 2% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $81,645, near the U.S. median near $78,000. 10.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. About 13,761 people live here, median age 34. Around 44% of renters are cost-burdened. The ZIP holds roughly 5,373 housing units. The vacancy rate is 10.3%. Owners hold 69% of homes, renters 31%. Educational attainment sits at 19% bachelor's-or-above. Home values center near $163,900, an affordability ratio of 1.8× — accessible.

Net-net, 76905 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.