ZIP 84038 Foreclosure, Tax-Lien & Distress Report

In Rich County, Utah, ZIP 84038 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. Latent structural risk is 19/100 while live distress already moving reads 5/100. Leading the profile are construction/permit lag (71/100), structural risk (19/100), mortgage stress (16/100). mortgage stress (16/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 2.1% year on year (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,958, above the U.S. median near $78,000. 2.9% of residents fall below the poverty threshold. About 589 people live here, median age 53. About 28% have a four-year degree. Home values center near $400,000, an affordability ratio of 3.7× — accessible. On demographic stress specifically, 84038 scores 41/100. Rent burden reaches 100% of tenant households. There are about 583 housing units across 84038. Vacancy runs 62.7%, above the national norm and a classic distress-and-opportunity signal. 99% of housing is owner-occupied.

Taken together, 84038 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 84038 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 84038's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 84038, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 8/100 figure for 84038 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 84038 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.