Utah Foreclosures, Tax Liens & Distressed Properties

Across Utah, DLRadar turns foreclosure, mortgage, tax and bank-stress records into a distress score for every ZIP. Statewide, 298 ZIPs in 29 counties are scored (avg 18/100). The phase distribution across counties: 25 peak, 3 neutral, 1 contraction. Utah leans peak overall, with average prices up 1.7% YoY.

Leading Utah on distress: Daggett County, Emery County, Rich County, Duchesne County, San Juan County — each with its own report.

Statewide ZIP distress tops out at 84003 (31/100), 84004 (31/100), 84005 (31/100), 84013 (31/100), 84017 (31/100).

A county-level read across Utah follows.

Beaver County sits in peak, homes +1.2% YoY. Box Elder County reads peak — prices up 2.1%, headwind 58/100. In Cache County, peak: prices up 1.1%, down 1.9% from its high, lender pressure 47/100. Carbon County reads peak — homes +2.1% YoY, lender pressure 55/100. In Daggett County, peak: homes +1.2% YoY, headwind 100/100. Davis County is neutral (prices up 3.2%, headwind 55/100). Duchesne County is peak (homes +1.2% YoY, a 76/100 lender reading).

Emery County is in its peak phase, appreciation near 1.2%, lender pressure 89/100. Garfield County — peak, appreciation near 1.2%, lender pressure 48/100. DLRadar reads Grand County as peak — homes +1.2% YoY, headwind 70/100. Iron County sits in peak, prices up 2.1%, bank stress 43/100. DLRadar reads Juab County as peak — homes +2.8% YoY, a 35/100 lender reading. Kane County is in its peak phase, prices up 1.2%, headwind 48/100. In Millard County, peak: values rising 1.2%, a 53/100 lender reading.

Morgan County sits in neutral, prices up 3.2%, headwind 42/100. Piute County is in its peak phase, prices up 1.2%, headwind 27/100. In Rich County, peak: prices up 2.1%, headwind 89/100. In Salt Lake County, peak: homes +1.9% YoY, lender pressure 48/100. San Juan County reads peak — prices up 1.2%, lender pressure 76/100. Sanpete County reads peak — appreciation near 1.2%, bank stress 44/100. Sevier County is in its peak phase, prices up 1.2%, bank stress 21/100.

Summit County is peak (appreciation near 2.1%, a 66/100 lender reading). In Tooele County, peak: appreciation near 1.9%, headwind 65/100. Uintah County: peak, appreciation near 2.1%, lender pressure 69/100. Utah County — peak, appreciation near 2.8%, headwind 41/100. Wasatch County sits in peak, values rising 2.1%, a 59/100 lender reading. Washington County is in its contraction phase, prices down 1.3%, down 1.6% from its high, a 49/100 lender reading. Wayne County sits in peak, appreciation near 1.2%, bank stress 20/100.

DLRadar reads Weber County as neutral — appreciation near 3.2%, bank stress 56/100.

Utah opportunity phases: 12 weak, 10 early_signal, 3 overheated, 2 peak_opportunity, 1 strong_buy, 1 watchlist; Utah average index 28.5. Best-ranked Utah counties: Summit #126 (36.7), vacancy; San Juan #392 (34.0), vacancy; Grand #474 (33.6), vacancy in Utah; Kane #541 (33.2), vacancy; Washington #560 (33.1), vacancy; Piute #623 (32.8), vacancy.

Utah mortgages ninety-plus days late: 0.7%; Utah thirty-to-eighty-nine days late 1.6% (December 2025); 6 Utah counties sit in the CFPB sample; highest Utah county readings: Weber 1.1%, Utah 0.8%, Cache 0.6%, Washington 0.6%, Davis 0.5%.

Utah county unemployment averages 3.8% across 29 counties; Utah permitted 25,666 housing units in twelve months (9,353 multifamily); 98,646 of 1,223,468 Utah housing units are vacant; 321,551 Utah renter households, 33.2% spending 30%+ of income on rent.

Utah ZIP price-cycle phases: 2,050 peak, 721 contraction, 265 recovery, 208 neutral, 32 expansion.