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Distressed Properties in Utah

DLRadar scores 29 Utah counties on market cycle, bank stress and insurance distress. 1 is in contraction or recovery; Utah home prices average +1.7% year over year.

Utah averages 59/100 bank stress and 20/100 insurance distress.

Furthest through the turn in Utah: Washington County (-1.3%).

Utah residential listings tracked: 2,288 across 317 ZIPs; Utah candidate listings 734; 116 Utah ZIPs read active. Busiest Utah ZIPs: 84009 134 listings, 46 candidates; 84404 82 listings, 29 candidates; 84098 79 listings, 15 candidates in Utah; 84790 79 listings, 20 candidates; 84048 69 listings; 84081 67 listings, 3 candidates.

HUD lists 142 assisted multifamily properties in Utah with 13,956 units, 2,909 of the Utah units assisted.

Utah ZIPs by price-cycle phase: 2,050 peak, 721 contraction, 265 recovery, 208 neutral, 32 expansion.

Utah ninety-day mortgage delinquency 0.7% as of December 2025; highest sampled Utah counties: Weber 1.1%, Utah 0.8%, Cache 0.6%.

Counties tracked
29
Markets softening
1
Utah: contraction / recovery
Avg home price
+1.7%
Utah YoY
Avg bank stress
59/100
Utah counties

Utah counties to watch

1. Washington County-1.3% YoY, 1.6% off peak, bank 59/100 (10 banks), insurance 60/100Contraction2. Weber County+3.2% YoY, bank 64/100 (11 banks), insurance 24/100Neutral3. Davis County+3.2% YoY, bank 63/100 (13 banks), insurance 20/100Neutral4. Morgan County+3.2% YoY, bank 54/100 (1 banks), insurance 27/100Neutral5. Cache County+1.1% YoY, 1.9% off peak, bank 59/100 (10 banks), insurance 0/100Peak6. Emery County+1.2% YoY, bank 64/100 (1 banks), insurance 7/100Peak7. Garfield County+1.2% YoY, bank 55/100 (2 banks), insurance 18/100Peak8. Sanpete County+1.2% YoY, bank 55/100 (3 banks), insurance 0/100Peak9. San Juan County+1.2% YoY, bank 65/100 (2 banks), insurance 27/100Peak10. Sevier County+1.2% YoY, bank 48/100 (4 banks), insurance 37/100Peak11. Grand County+1.2% YoY, bank 66/100 (2 banks), insurance 5/100Peak12. Wayne County+1.2% YoY, bank 50/100 (1 banks), insurance 0/100Peak13. Daggett County+1.2% YoY, insurance 0/100Peak14. Kane County+1.2% YoY, bank 55/100 (2 banks), insurance 5/100Peak15. Millard County+1.2% YoY, bank 57/100 (2 banks), insurance 27/100Peak16. Beaver County+1.2% YoY, bank 36/100 (2 banks), insurance 65/100Peak17. Piute County+1.2% YoY, bank 50/100 (1 banks), insurance 40/100Peak18. Duchesne County+1.2% YoY, bank 65/100 (2 banks), insurance 0/100Peak19. Tooele County+1.9% YoY, bank 65/100 (4 banks), insurance 35/100Peak20. Salt Lake County+1.9% YoY, bank 61/100 (57 banks), insurance 23/100Peak21. Carbon County+2.1% YoY, bank 62/100 (4 banks), insurance 20/100Peak22. Iron County+2.1% YoY, bank 57/100 (5 banks), insurance 0/100Peak23. Rich County+2.1% YoY, bank 64/100 (1 banks), insurance 0/100Peak24. Summit County+2.1% YoY, bank 65/100 (7 banks), insurance 57/100Peak25. Uintah County+2.1% YoY, bank 67/100 (3 banks), insurance 0/100Peak26. Wasatch County+2.1% YoY, bank 64/100 (6 banks), insurance 0/100Peak27. Box Elder County+2.1% YoY, bank 62/100 (6 banks), insurance 5/100Peak28. Utah County+2.8% YoY, bank 57/100 (16 banks), insurance 54/100Peak29. Juab County+2.8% YoY, bank 50/100 (3 banks), insurance 35/100Peak

Distressed properties in Utah — FAQ

How do I find Utah distressed properties?

Start with the 1 of 29 Utah counties in contraction or recovery, led by Washington County, then open each Utah county's ZIP scores.

Where does the Utah data come from?

Utah price cycle from FHFA; Utah bank stress (59/100) from FDIC call reports; Utah insurance distress (20/100) from FEMA and NFIP.

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