Carrollton Bank (FDIC #12383): Bank Stress & Real-Estate Credit Exposure
Carrollton Bank (FDIC Cert #12383): bank stress 77/100, severe, STABLE over 7 days; parent CBX CORP.
Carrollton Bank (#12383) lends in 9 counties across 2 states; Carrollton Bank (#12383) reaches 214 ZIP codes: Illinois 5 counties, 113 ZIPs; Missouri 4 counties, 101 ZIPs.
Carrollton Bank (#12383) largest markets: St. Louis County, MO (141 branches, 47 ZIPs) (#12383), Madison County, IL (108 branches, 36 ZIPs) (#12383), St. Clair County, IL (34 branches, 34 ZIPs) (#12383), St. Louis County, MO (30 branches, 30 ZIPs) (#12383), Sangamon County, IL (30 branches, 30 ZIPs) (#12383), Jefferson County, MO (25 branches, 25 ZIPs) (#12383).
Carrollton Bank (#12383) reports $3.88 billion in total assets; Carrollton Bank (#12383) equity $301.2 million (7.8% of Carrollton Bank (#12383) assets); Carrollton Bank (#12383) domestic deposits $3.56 billion; Carrollton Bank (#12383) net income $20.4 million; Carrollton Bank (#12383) return on assets 1.06%; Carrollton Bank (#12383) return on equity 13.81%; Carrollton Bank (#12383) net interest income $62.5 million; Carrollton Bank (#12383) call report June 30, 2026.
Carrollton Bank (#12383) noncurrent real-estate loans: none reported; Carrollton Bank (#12383) net charge-offs on real estate 0.34%.
Carrollton Bank (#12383) net interest margin 3.38% against an eight-quarter Carrollton Bank (#12383) average of 3.18% (Carrollton Bank (#12383) compression -0.20 points); Carrollton Bank (#12383) rate-exposure score 40/100, Carrollton Bank (#12383) fixed-rate trap 40/100; Carrollton Bank (#12383) risk type credit driven; Carrollton Bank (#12383) rate regime rates elevated, Carrollton Bank (#12383) snapshot October 19, 2026.
Carrollton Bank (#12383) stress score moved from 76.9 on June 22, 2026 to 77.2 on October 19, 2026; Carrollton Bank (#12383) ranged 76.9 to 77.2 over 116 snapshots.
Carrollton Bank (#12383) alerts: 8 counties; top Carrollton Bank (#12383) alert scores: Arnold County, IL 27 (low); Carrollton County, IL 27 (low); Godfrey County, IL 27 (low); Jerseyville County, IL 27 (low); O Fallon County, IL 27 (low).