Bank Of Utah (FDIC #17159): Bank Stress & Real-Estate Credit Exposure
Bank Of Utah (FDIC Cert #17159): bank stress 56/100, moderate, STABLE over 7 days; parent BOU BCORP INC.
Bank Of Utah (#17159) lends in 8 counties across 1 state; Bank Of Utah (#17159) reaches 152 ZIP codes: Utah 8 counties, 152 ZIPs.
Bank Of Utah (#17159) largest markets: Salt Lake County, UT (168 branches, 42 ZIPs) (#17159), Utah County, UT (78 branches, 26 ZIPs) (#17159), Washington County, UT (21 branches, 21 ZIPs) (#17159), Box Elder County, UT (40 branches, 20 ZIPs) (#17159), Cache County, UT (36 branches, 18 ZIPs) (#17159), Davis County, UT (26 branches, 13 ZIPs) (#17159).
Bank Of Utah (#17159) reports $3.79 billion in total assets; Bank Of Utah (#17159) equity $465.5 million (12.3% of Bank Of Utah (#17159) assets); Bank Of Utah (#17159) domestic deposits $2.95 billion; Bank Of Utah (#17159) net income $24.1 million; Bank Of Utah (#17159) return on assets 1.30%; Bank Of Utah (#17159) return on equity 10.55%; Bank Of Utah (#17159) net interest income $61.1 million; Bank Of Utah (#17159) call report June 30, 2026.
Bank Of Utah (#17159) noncurrent real-estate loans: none reported; Bank Of Utah (#17159) net charge-offs on real estate 0.23%; Bank Of Utah (#17159) residential charge-offs 0.13%.
Bank Of Utah (#17159) net interest margin 3.53% against an eight-quarter Bank Of Utah (#17159) average of 3.34% (Bank Of Utah (#17159) compression -0.19 points); Bank Of Utah (#17159) non-residential real estate 13.3% of equity; Bank Of Utah (#17159) rate-exposure score 40/100, Bank Of Utah (#17159) fixed-rate trap 40/100; Bank Of Utah (#17159) risk type credit driven; Bank Of Utah (#17159) rate regime rates elevated, Bank Of Utah (#17159) snapshot October 19, 2026.
Bank Of Utah (#17159) stress score moved from 54.7 on June 22, 2026 to 56.4 on October 20, 2026; Bank Of Utah (#17159) ranged 54.7 to 56.4 over 117 snapshots.
Bank Of Utah (#17159) alerts: 8 counties; top Bank Of Utah (#17159) alert scores: Heber City County, UT 21 (low); Layton County, UT 21 (low); Providence County, UT 21 (low); Roy County, UT 21 (low); Saint George County, UT 21 (low).