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Distressed Properties in North Dakota

DLRadar scores 53 North Dakota counties on market cycle, bank stress and insurance distress. None of North Dakota's counties is in contraction or recovery (North Dakota); North Dakota home prices average +4.6% year over year.

North Dakota averages 62/100 bank stress and 13/100 insurance distress.

North Dakota residential listings tracked: 1,064 across 408 ZIPs; North Dakota candidate listings 351; 80 North Dakota ZIPs read active. Busiest North Dakota ZIPs: 58801 86 listings, 27 candidates; 58078 78 listings, 5 candidates; 58554 75 listings, 21 candidates in North Dakota; 58601 68 listings, 16 candidates; 58503 66 listings, 22 candidates; 58701 62 listings, 18 candidates.

HUD lists 50 assisted multifamily properties in North Dakota with 3,176 units, 1,295 of the North Dakota units assisted.

North Dakota ZIPs by price-cycle phase: 1,111 peak, 152 expansion, 98 neutral, 15 contraction, 3 recovery.

North Dakota ninety-day mortgage delinquency 0.6% as of December 2025; highest sampled North Dakota counties: Cass 0.4%.

Counties tracked
53
Markets softening
0
North Dakota: contraction / recovery
Avg home price
+4.6%
North Dakota YoY
Avg bank stress
62/100
North Dakota counties

North Dakota counties to watch

1. Cass County+4.1% YoY, bank 66/100 (28 banks), insurance 49/100Peak2. Barnes County+4.2% YoY, bank 59/100 (3 banks), insurance 27/100Peak3. Benson County+4.2% YoY, bank 59/100 (2 banks), insurance 0/100Peak4. Bottineau County+4.2% YoY, bank 61/100 (5 banks), insurance 21/100Peak5. Bowman County+4.2% YoY, bank 52/100 (2 banks), insurance 0/100Peak6. Burke County+4.2% YoY, bank 61/100 (2 banks), insurance 21/100Peak7. Adams County+4.2% YoY, bank 65/100 (3 banks), insurance 0/100Peak8. Pierce County+4.2% YoY, bank 63/100 (5 banks), insurance 0/100Peak9. Ramsey County+4.2% YoY, bank 61/100 (7 banks), insurance 0/100Peak10. Ransom County+4.2% YoY, bank 55/100 (4 banks), insurance 21/100Peak11. Rolette County+4.2% YoY, bank 62/100 (4 banks), insurance 0/100Peak12. Sargent County+4.2% YoY, bank 62/100 (1 banks), insurance 0/100Peak13. Sheridan County+4.2% YoY, bank 61/100 (1 banks), insurance 21/100Peak14. Sioux County+4.2% YoY, insurance 21/100Peak15. Slope County+4.2% YoY, insurance 0/100Peak16. Steele County+4.2% YoY, bank 57/100 (3 banks), insurance 27/100Peak17. Towner County+4.2% YoY, bank 57/100 (2 banks), insurance 0/100Peak18. Traill County+4.2% YoY, bank 58/100 (5 banks), insurance 21/100Peak19. Walsh County+4.2% YoY, bank 62/100 (6 banks), insurance 0/100Peak20. Wells County+4.2% YoY, bank 66/100 (4 banks), insurance 21/100Peak21. Cavalier County+4.2% YoY, bank 62/100 (3 banks), insurance 0/100Peak22. Dickey County+4.2% YoY, bank 64/100 (3 banks), insurance 0/100Peak23. Divide County+4.2% YoY, bank 60/100 (3 banks), insurance 21/100Peak24. Eddy County+4.2% YoY, bank 54/100 (1 banks), insurance 21/100Peak25. Emmons County+4.2% YoY, bank 65/100 (4 banks), insurance 21/100Peak26. Foster County+4.2% YoY, bank 63/100 (3 banks), insurance 21/100Peak27. Golden Valley County+4.2% YoY, bank 61/100 (2 banks), insurance 0/100Peak28. Grant County+4.2% YoY, bank 59/100 (3 banks), insurance 21/100Peak29. Griggs County+4.2% YoY, bank 59/100 (4 banks), insurance 27/100Peak30. Hettinger County+4.2% YoY, bank 52/100 (3 banks), insurance 0/100Peak31. Kidder County+4.2% YoY, bank 65/100 (2 banks), insurance 27/100Peak32. Lamoure County+4.2% YoY, bank 62/100 (4 banks), insurance 0/100Peak33. Logan County+4.2% YoY, bank 58/100 (2 banks), insurance 0/100Peak34. Mcintosh County+4.2% YoY, bank 63/100 (2 banks), insurance 0/100Peak35. Mckenzie County+4.2% YoY, bank 70/100 (3 banks), insurance 40/100Peak36. Mclean County+4.2% YoY, bank 63/100 (4 banks), insurance 27/100Peak37. Mercer County+4.2% YoY, bank 72/100 (3 banks), insurance 21/100Peak38. Mountrail County+4.2% YoY, bank 69/100 (3 banks), insurance 0/100Peak39. Nelson County+4.2% YoY, bank 63/100 (3 banks), insurance 21/100Peak40. Pembina County+4.2% YoY, bank 58/100 (4 banks), insurance 0/100Peak41. Billings County+4.7% YoY, bank 56/100 (1 banks), insurance 0/100Peak42. Stark County+4.7% YoY, bank 65/100 (10 banks), insurance 19/100Peak43. Williams County+4.7% YoY, bank 59/100 (6 banks), insurance 32/100Peak44. Stutsman County+4.7% YoY, bank 64/100 (7 banks), insurance 27/100Peak45. Richland County+4.7% YoY, bank 74/100 (8 banks), insurance 0/100Peak46. Dunn County+4.7% YoY, bank 66/100 (3 banks), insurance 0/100Peak47. Oliver County+6.6% YoY, bank 43/100 (1 banks), insurance 27/100Expansion48. Morton County+6.6% YoY, bank 59/100 (10 banks), insurance 21/100Expansion49. Burleigh County+6.6% YoY, bank 65/100 (16 banks), insurance 21/100Expansion50. Grand Forks County+7.2% YoY, bank 62/100 (15 banks), insurance 21/100Expansion51. Mchenry County+8% YoY, bank 63/100 (4 banks), insurance 0/100Expansion52. Ward County+8% YoY, bank 69/100 (11 banks), insurance 17/100Expansion53. Renville County+8% YoY, bank 67/100 (2 banks), insurance 0/100Expansion

Distressed properties in North Dakota — FAQ

How do I find North Dakota distressed properties?

Start with the 0 of 53 North Dakota counties in contraction or recovery, led by Cass County, then open each North Dakota county's ZIP scores.

Where does the North Dakota data come from?

North Dakota price cycle from FHFA; North Dakota bank stress (62/100) from FDIC call reports; North Dakota insurance distress (13/100) from FEMA and NFIP.

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