Alaska Home-Insurance Distress by County

Home-insurance distress across Alaska is below the national norm: 30 counties average 18/100, 43rd of 52 states.

3 of Alaska's 30 counties score 70 or higher (severe).

Alaska's reading rests on a FEMA hazard average of 22/100 and NFIP flood-claim stress of 17/100.

Over three years Alaska counties filed 84 NFIP flood claims, $3,781,277 paid.

Highest in Alaska: Bethel County 80/100 (#338 US), Juneau County 76/100 (#481 US), Northwest Arctic County 73/100 (#570 US), Fairbanks North Star County 67/100 (#708 US), Yukon-Koyukuk County 40/100 (#1294 US).

Alaska counties by insurance band: 17 zero (Alaska), 9 low, 4 medium; Alaska NFIP claims, three years: 84; Alaska payouts $3.8 million.

Alaska counties with the most NFIP claims: Juneau 53 ($3.3 million); Northwest Arctic 9 ($93,767); Anchorage 6 ($9,668) in Alaska; Matanuska-Susitna 5 ($399,744); Kenai Peninsula 4 ($515).

Alaska county average fell: 17.4 in March 2026; Alaska reads 16.4 in October 2026; Alaska by month: March 17.4, April 17.4, May 16.7 (Alaska), June 16.7, July 16.0, August 16.9 (Alaska), September 18.4, October 16.4.

Highest Alaska ZIPs, insurance distress: 99506 0 (climate 98), 99518 0 (climate 98) in Alaska, 99530 0 (climate 98), 99515 0 (climate 98) in Alaska, 99577 0 (climate 98), 99567 0 (climate 98) in Alaska.

Reading the Alaska bands: 0 of 30 Alaska counties sit in a high or worse insurance band; Alaska filed 84 NFIP claims in three years, $3.8 million paid to Alaska policyholders; a Alaska county's band moves when FEMA hazard revisions, new Alaska NFIP settlements or carrier filings change its monthly score.