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ZIP 05345 Foreclosure, Tax-Lien & Distress Report

Windham County, Vermont · High Vacancy market

Windham County, Vermont's ZIP 05345 registers 25/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (54/100), institutional ownership (44/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). The split runs 54/100 structural to 7/100 active on the ground.

Prices here sit in a neutral phase: values rose 4.4% over the trailing year, and 37% higher over three years, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $66,397 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 32/100. Rent burden reaches 43% of tenant households. The vacancy rate is 30.6% — elevated. Around 37% of adults hold a bachelor's degree or higher. Home values center near $277,700, an affordability ratio of 3.8× — accessible. 1,747 residents call 05345 home, typically aged 52. 79% of housing is owner-occupied. The poverty rate is 10.7%. There are about 1,051 housing units across 05345.

Net-net, 05345 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 05345 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 05345's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 05345 shows as blanks, never estimates, and the score updates on every fresh public filing.

05345's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 05345 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
54/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 05345

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 05345 Stress Report snapshot

The live 05345 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Windham County

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Further distress data across Windham County, Vermont at ZIP, county and state level.

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Every distressed parcel in 05345 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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