ZIP 05345 Property Distress & Foreclosure Data

In Windham County, Vermont, ZIP 05345 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (79/100), structural risk (56/100), institutional ownership (43/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). The latent-versus-live split is 56/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.8% year on year, and 37% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

At $66,397, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 32/100. Around 43% of renters are cost-burdened. The vacancy rate is 30.6% — elevated. Around 37% of adults hold a bachelor's degree or higher. The typical home is worth about $277,700 (3.8× income, relatively affordable). About 1,747 people live here, median age 52. 79% of housing is owner-occupied. The poverty rate is 10.7%. The ZIP holds roughly 1,051 housing units.

Net-net, 05345 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.