ZIP 05356 Foreclosure, Tax-Lien & Distress Report

Windham County, Vermont's ZIP 05356 registers 25/100 composite distress, which DLRadar reads as low. Leading the profile are construction/permit lag (68/100), structural risk (54/100), institutional ownership (44/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 54/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

The market reads neutral — home values rose 4.4% year on year, and 50% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $57,273, below the U.S. median near $78,000. The poverty rate is 8.4%. Around 49% of adults hold a bachelor's degree or higher. About 581 people live here, median age 54. The ZIP holds roughly 2,643 housing units. The demographic-stress sub-score lands at 41/100. A median home runs $328,500 here, or 5.7 times local income. 85% of housing is owner-occupied. Around 49% of renters are cost-burdened. Vacancy runs 86.9%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 05356 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 05356 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05356 can be compared directly against any other ZIP in Windham County, Vermont or nationwide. Sparse data for 05356 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 05356 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 05356 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.