ZIP 05358 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05358 (Windham County, Vermont) returns a low composite of 25/100. Leading the profile are construction/permit lag (68/100), structural risk (54/100), institutional ownership (44/100). Structurally it carries 54/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

The market reads neutral — home values rose 4.4% year on year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 208 housing units. The poverty rate is 7.8%. Around 32% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened. The typical home is worth about $242,600 (4.0× income, relatively affordable). The tenure split is 83% owner-occupied to 17% rented. The demographic-stress sub-score lands at 34/100. Vacancy runs 28.2%, above the national norm and a classic distress-and-opportunity signal. At $60,625, median income runs below typical U.S. levels. 386 residents call 05358 home, typically aged 35.

Net-net, 05358 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 05358 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05358 can be compared directly against any other ZIP in Windham County, Vermont or nationwide. Where the public record is thin for 05358, the field stays empty rather than modeled, and fills in as new documents post.

Behind 05358's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 05358 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.