ZIP 05363 Foreclosure, Tax-Lien & Distress Report

In Windham County, Vermont, ZIP 05363 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (69/100). Structural exposure scores 53 and live distress 6 on the 0–100 scale. The pressure is most legible in construction/permit lag (69/100), structural risk (53/100), institutional ownership (43/100). By contrast, mortgage stress (21/100) register low.

The neutral-phase market in 05363 posted values that rose 4.4% over the year, and 49% higher over three years (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,650 housing units across 05363. Home values center near $284,200, an affordability ratio of 3.6× — accessible. 4.1% of residents fall below the poverty threshold. About 40% have a four-year degree. On demographic stress specifically, 05363 scores 31/100. The tenure split is 72% owner-occupied to 28% rented. Households earn a median $78,939 — near the roughly $78,000 national figure. Population is roughly 2,008 with a median age of 56. Around 33% of renters are cost-burdened. The vacancy rate is 59.9% — elevated.

Net-net, 05363 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 05363 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 05363 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 05363 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 05363's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 05363 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.