ZIP 05146 Property Distress & Foreclosure Data

ZIP code 05146 in Windham County, Vermont carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 56/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100). What sets it apart are the readings on construction/permit lag (79/100), structural risk (56/100), institutional ownership (43/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 55% higher over three years, at 44/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $323,100 here, or 3.4 times local income. Rent burden reaches 19% of tenant households. There are about 480 housing units across 05146. The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 05146 scores 25/100. Vacancy runs 38.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $86,750 — near the roughly $78,000 national figure. About 38% have a four-year degree. 663 residents call 05146 home, typically aged 58. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 05146 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.