ZIP 05146 Foreclosure, Tax-Lien & Distress Report

In Windham County, Vermont, ZIP 05146 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 54/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (71/100)). The pressure is most legible in construction/permit lag (68/100), structural risk (54/100), institutional ownership (44/100). mortgage stress (22/100) stay muted.

The market reads neutral — home values rose 4.4% year on year, and 55% higher over three years, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $323,100, an affordability ratio of 3.4× — accessible. Around 19% of renters are cost-burdened. There are about 480 housing units across 05146. 92% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. Vacancy runs 38.5%, above the national norm and a classic distress-and-opportunity signal. Median household income is $86,750, near the U.S. median near $78,000. Educational attainment sits at 38% bachelor's-or-above. About 663 people live here, median age 58. The poverty rate is 3.2% — low.

On the whole, 05146 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 05146 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 05146's 25/100 can be lined up against any neighbor in Windham County, Vermont or any ZIP coast to coast. Where the public record is thin for 05146, the field stays empty rather than modeled, and fills in as new documents post.

05146's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 05146 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.