ZIP 05778 Property Distress & Foreclosure Data

In Addison County, Vermont, ZIP 05778 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (51/100), institutional ownership (44/100), structural risk (42/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 42/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (71/100)).

The expansion-phase market in 05778 posted values that rose 6.4% over the year (phase confidence 44/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 384 housing units. 15.3% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. The vacancy rate is 5.3%. Median household income is $76,250, near the U.S. median near $78,000. Educational attainment sits at 30% bachelor's-or-above. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $297,300, an affordability ratio of 3.6× — accessible. Population is roughly 995 with a median age of 39.

On balance 05778 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.