ZIP 40022 Property Distress & Foreclosure Data

DLRadar grades ZIP 40022 (Shelby County, Kentucky) at a low 20/100 for overall property distress. Structural exposure scores 41 and live distress 4 on the 0–100 scale. Property-level stress concentrates in structural risk (41/100), construction/permit lag (37/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (13/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), climate & FEMA risk (62/100).

The market reads peak — home values rose 3.8% year on year, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 357 housing units across 40022. A median home runs $576,800 here, or 4.4 times local income. About 32% have a four-year degree. Households earn a median $85,833 — near the roughly $78,000 national figure. About 801 people live here, median age 51. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 40022 scores 25/100. The tenure split is 83% owner-occupied to 17% rented. Rent burden reaches 0% of tenant households.

Overall 40022 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.