ZIP 41531 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41531 (Pike County, Kentucky) returns a low composite of 29/100. On the structural side it scores 65/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (65/100)). Leading the profile are structural risk (65/100), institutional ownership (57/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (25/100).

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 420 housing units. Rent burden reaches 67% of tenant households. 1,070 residents call 41531 home, typically aged 44. Vacancy runs 5.5%. 78% of housing is owner-occupied. Households earn a median $38,405 — below the roughly $78,000 national figure. The poverty rate is 31.5% — high, a tax-stress and distress correlate. About 9% have a four-year degree. A median home runs $108,300 here, or 2.4 times local income. On demographic stress specifically, 41531 scores 36/100.

Taken together, 41531 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 41531 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 41531 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41531 can be compared directly against any other ZIP in Pike County, Kentucky or nationwide. 41531 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 41531's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 41531 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.