ZIP 41557 Property Distress & Foreclosure Data

In Pike County, Kentucky, ZIP 41557 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 60/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (73/100). Its standout signals are institutional ownership (61/100), structural risk (60/100), mortgage stress (25/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. There are about 934 housing units across 41557. Median household income is $40,313, below the U.S. median near $78,000. Educational attainment sits at 9% bachelor's-or-above. 2,026 residents call 41557 home, typically aged 47. Rent burden reaches 0% of tenant households. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. 23.2% of residents fall below the poverty threshold. Home values center near $153,400, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 27/100.

Taken together, 41557 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.