ZIP 41519 Foreclosure, Tax-Lien & Distress Report

In Pike County, Kentucky, ZIP 41519 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 65/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (65/100). What sets it apart are the readings on structural risk (65/100), institutional ownership (57/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

915 residents call 41519 home, typically aged 37. DLRadar's demographic-stress index for the area reads 40/100. The ZIP holds roughly 423 housing units. Owners hold 77% of homes, renters 23%. Around 10% of adults hold a bachelor's degree or higher. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.6%. Households earn a median $36,333 — below the roughly $78,000 national figure. Home values center near $98,700, an affordability ratio of 2.6× — accessible. Around 100% of renters are cost-burdened.

On the whole, 41519 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 41519 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 41519, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 41519 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41519 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.