ZIP 41519 Foreclosure, Tax-Lien & Distress Report

In Pike County, Kentucky, ZIP 41519 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. Structurally it carries 83/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (86/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (83/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

915 residents call 41519 home, typically aged 37. DLRadar's demographic-stress index for the area reads 40/100. The ZIP holds roughly 423 housing units. Owners hold 77% of homes, renters 23%. Around 10% of adults hold a bachelor's degree or higher. Vacancy runs 25.8%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 15.6%. Households earn a median $36,333 — below the roughly $78,000 national figure. Home values center near $98,700, an affordability ratio of 2.6× — accessible. Around 100% of renters are cost-burdened.

On the whole, 41519 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 41519 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 41519, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 41519 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41519 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.