ZIP 41522 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41522 (Pike County, Kentucky) at a low 29/100 for overall property distress. On the structural side it scores 65/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in structural risk (65/100), institutional ownership (57/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (25/100) stay muted.

The peak-phase market in 41522 posted values that rose 4.4% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

77% of housing is owner-occupied. The typical home is worth about $90,600 (2.2× income, relatively affordable). Around 50% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. About 4,847 people live here, median age 48. Roughly 27.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 19.7% — elevated. The ZIP holds roughly 2,443 housing units. On demographic stress specifically, 41522 scores 33/100. At $41,010, median income runs below typical U.S. levels.

Net-net, 41522 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 41522 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 41522 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41522 can be compared directly against any other ZIP in Pike County, Kentucky or nationwide. Nothing here is interpolated — where a source is thin for 41522, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 41522's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 41522 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.