ZIP 41538 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41538 (Pike County, Kentucky) at a moderate 30/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (66/100). On the structural side it scores 65/100, with 0/100 of stress already active. Leading the profile are structural risk (65/100), institutional ownership (57/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 0% of renters are cost-burdened. 350 residents call 41538 home, typically aged 62. The poverty rate is 2.9% — low. About 8% have a four-year degree. The vacancy rate is 36.0% — elevated. Owners hold 82% of homes, renters 18%. Median household income is $83,906, near the U.S. median near $78,000. There are about 221 housing units across 41538. On demographic stress specifically, 41538 scores 21/100. Home values center near $139,500, an affordability ratio of 1.7× — accessible.

Net-net, 41538 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 41538 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 41538's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 41538, the field stays empty rather than modeled, and fills in as new documents post.

Behind 41538's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 41538 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.