ZIP 58061 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 58061 (Richland County, North Dakota) at a minimal 11/100 for overall property distress. Property-level stress concentrates in construction/permit lag (50/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 25/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 130 housing units. Around 47% of renters are cost-burdened. Home values center near $206,700, an affordability ratio of 2.0× — accessible. The vacancy rate is 3.8%. 370 residents call 58061 home, typically aged 46. On demographic stress specifically, 58061 scores 27/100. Around 20% of adults hold a bachelor's degree or higher. Households earn a median $81,620 — near the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. Roughly 16.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall 58061 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 58061 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 58061's 11/100 can be lined up against any neighbor in Richland County, North Dakota or any ZIP coast to coast. 58061 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 11/100 figure for 58061 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 58061 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.