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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 58058 Foreclosure, Tax-Lien & Distress Report

Richland County, North Dakota · High Vacancy market

ZIP 58058's composite property-distress score is 11/100 - DLRadar classes that as minimal for Richland County, North Dakota. Leading the profile are construction/permit lag (50/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 25/100 structural and 1/100 already moving.

The market reads peak — home values rose 4.7% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 0.0% — low. DLRadar's demographic-stress index for the area reads 18/100. Median household income is $66,250, below the U.S. median near $78,000. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 13.6% — elevated. There are about 44 housing units across 58058. The tenure split is 100% owner-occupied to 0% rented. The typical home is worth about $118,200 (1.7× income, relatively affordable). 128 residents call 58058 home, typically aged 40.

Net-net, 58058 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 58058 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 58058 can be compared directly against any other ZIP in Richland County, North Dakota or nationwide. The score is rebuilt from public data as it updates, so 58058 reflects the current record instead of a stale or modeled snapshot.

Each component behind 58058 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. For a buyer, 58058 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

11/100
Composite stress
25/100
Structural risk
1/100
Distress activity

ZIP 58058 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk40
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 58058 by the numbers

A live read on 58058: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic. Every signal traces to a public dataset · methodology

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