ZIP 58081 Property Distress & Foreclosure Data

ZIP code 58081 in Richland County, North Dakota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 30/100 against active distress of 1/100.

The peak-phase market in 58081 posted values that rose 4.9% over the year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 880 with a median age of 36. On demographic stress specifically, 58081 scores 22/100. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 9.9%. A median home runs $203,600 here, or 2.2 times local income. Households earn a median $85,625 — near the roughly $78,000 national figure. Roughly 7.7% live below the poverty line. There are about 381 housing units across 58081. About 28% have a four-year degree. Rent burden reaches 24% of tenant households.

Broadly, 58081 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.