ZIP 58041 Foreclosure, Tax-Lien & Distress Report

Richland County, North Dakota's ZIP 58041 registers 11/100 composite distress, which DLRadar reads as minimal. The pressure is most legible in construction/permit lag (50/100), structural risk (25/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Latent structural risk is 25/100 while live distress already moving reads 1/100.

The peak-phase market in 58041 posted values that rose 4.7% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 725 housing units. On demographic stress specifically, 58041 scores 20/100. About 1,471 people live here, median age 48. The tenure split is 88% owner-occupied to 12% rented. Educational attainment sits at 18% bachelor's-or-above. Rent burden reaches 10% of tenant households. The typical home is worth about $162,900 (1.8× income, relatively affordable). Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. At $80,357, median income runs near typical U.S. levels.

On the whole, 58041 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 58041's 11/100 can be lined up against any neighbor in Richland County, North Dakota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 58041 shows blanks, not estimates, wherever the record is sparse.

Behind 58041's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 58041 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.