ZIP 58018 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 58018 (Richland County, North Dakota) returns a minimal composite of 9/100. Its heaviest discrete signals: construction/permit lag (27/100), structural risk (19/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 19/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 11.7% — elevated. Owners hold 93% of homes, renters 7%. On demographic stress specifically, 58018 scores 25/100. Educational attainment sits at 43% bachelor's-or-above. A median home runs $280,400 here, or 2.7 times local income. At $94,934, median income runs above typical U.S. levels. There are about 151 housing units across 58018. Around 50% of renters are cost-burdened. About 481 people live here, median age 40. Roughly 1.0% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 58018 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 58018 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 58018's 9/100 can be lined up against any neighbor in Richland County, North Dakota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 58018 reflects the current record instead of a stale or modeled snapshot.

Each component behind 58018 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. The point of the 58018 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.