ZIP 92630 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 92630 (Orange County, California) returns a low composite of 27/100. The latent-versus-live split is 62/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (62/100), structural risk (62/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 23% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. Vacancy runs 4.7%. The typical home is worth about $910,300 (7.2× income, severely stretched). Around 46% of renters are cost-burdened. Population is roughly 66,461 with a median age of 40. Educational attainment sits at 47% bachelor's-or-above. The ZIP holds roughly 24,296 housing units. Roughly 9.8% live below the poverty line. On demographic stress specifically, 92630 scores 40/100. Households earn a median $119,984 — above the roughly $78,000 national figure.

On balance 92630 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 92630 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 92630 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 92630 stays directly comparable to neighboring ZIPs and the rest of Orange County, California. 92630 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

92630's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 92630 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.