ZIP 90631 Property Distress & Foreclosure Data

DLRadar grades ZIP 90631 (Orange County, California) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (69/100), construction/permit lag (50/100), institutional ownership (44/100). On the quiet end sit mortgage stress (17/100). On the structural side it scores 69/100, with 5/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (89/100)).

The peak-phase market in 90631 posted values that rose 1.2% over the year, and 16% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 9.1% live below the poverty line. The tenure split is 61% owner-occupied to 39% rented. Households earn a median $102,208 — above the roughly $78,000 national figure. The ZIP holds roughly 23,520 housing units. Around 41% of renters are cost-burdened. On demographic stress specifically, 90631 scores 42/100. Population is roughly 68,615 with a median age of 39. A median home runs $818,500 here, or 7.4 times local income. About 32% have a four-year degree. The vacancy rate is 3.1%.

On balance 90631 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.