ZIP 90631 Foreclosure, Tax-Lien & Distress Report

ZIP 90631's composite property-distress score is 28/100 - DLRadar classes that as low for Orange County, California. Leading the profile are structural risk (62/100), institutional ownership (44/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (17/100). On the structural side it scores 62/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (89/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 16% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 9.1%. The tenure split is 61% owner-occupied to 39% rented. At $102,208, median income runs above typical U.S. levels. There are about 23,520 housing units across 90631. Around 41% of renters are cost-burdened. The demographic-stress sub-score lands at 42/100. About 68,615 people live here, median age 39. Home values center near $818,500, an affordability ratio of 7.4× — stretched. About 32% have a four-year degree. The vacancy rate is 3.1%.

On balance 90631 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 90631 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 90631 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 90631 can be compared directly against any other ZIP in Orange County, California or nationwide. Sparse data for 90631 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 90631's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 90631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.