Distressed Properties in Ohio
DLRadar scores 88 Ohio counties on market cycle, bank stress and insurance distress. 2 are in contraction or recovery; Ohio home prices average +4.3% year over year.
Ohio averages 62/100 bank stress and 19/100 insurance distress.
Furthest through the turn in Ohio: Richland County (-2.9%), Belmont County (-0.5%).
Ohio residential listings tracked: 3,281 across 1,657 ZIPs; Ohio candidate listings 1,401; 571 Ohio ZIPs read active. Busiest Ohio ZIPs: 45040 65 listings, 16 candidates; 43081 63 listings, 8 candidates; 45417 56 listings, 41 candidates in Ohio; 43017 50 listings, 5 candidates; 43206 36 listings, 31 candidates; 45406 35 listings, 30 candidates.
HUD lists 1,005 assisted multifamily properties in Ohio with 77,230 units, 47,892 of the Ohio units assisted.
Ohio ZIPs by price-cycle phase: 14,272 peak, 3,810 expansion, 1,787 contraction, 1,248 neutral, 534 recovery.
Ohio ninety-day mortgage delinquency 1.0% as of December 2025; highest sampled Ohio counties: Lucas 1.5%, Lake 1.3%, Mahoning 1.3%.
Counties tracked
88
Markets softening
2
Ohio: contraction / recovery
Avg home price
+4.3%
Ohio YoY
Avg bank stress
62/100
Ohio counties
Ohio counties to watch
1. Richland County-2.9% YoY, 5% off peak, bank 61/100 (11 banks), insurance 0/100Contraction2. Belmont County-0.5% YoY, bank 62/100 (11 banks), insurance 28/100Contraction3. Clark County+1.6% YoY, bank 56/100 (11 banks), insurance 27/100Peak4. Fulton County+3% YoY, bank 62/100 (10 banks), insurance 20/100Peak5. Lucas County+3% YoY, bank 63/100 (17 banks), insurance 27/100Peak6. Wood County+3% YoY, bank 63/100 (16 banks), insurance 25/100Peak7. Madison County+3% YoY, bank 63/100 (9 banks), insurance 0/100Peak8. Union County+3% YoY, bank 65/100 (8 banks), insurance 22/100Peak9. Delaware County+3% YoY, bank 63/100 (17 banks), insurance 5/100Peak10. Fairfield County+3% YoY, bank 61/100 (17 banks), insurance 26/100Peak11. Franklin County+3% YoY, bank 62/100 (34 banks), insurance 64/100Peak12. Hocking County+3% YoY, bank 62/100 (5 banks), insurance 24/100Peak13. Licking County+3% YoY, bank 57/100 (14 banks), insurance 61/100Peak14. Morrow County+3% YoY, bank 62/100 (5 banks), insurance 0/100Peak15. Perry County+3% YoY, bank 66/100 (8 banks), insurance 61/100Peak16. Pickaway County+3% YoY, bank 68/100 (10 banks), insurance 26/100Peak17. Summit County+3.2% YoY, bank 64/100 (23 banks), insurance 31/100Peak18. Portage County+3.2% YoY, bank 66/100 (10 banks), insurance 19/100Peak19. Butler County+3.5% YoY, bank 60/100 (21 banks), insurance 28/100Peak20. Brown County+3.5% YoY, bank 65/100 (6 banks), insurance 25/100Peak21. Clermont County+3.5% YoY, bank 61/100 (18 banks), insurance 66/100Peak22. Hamilton County+3.5% YoY, bank 59/100 (32 banks), insurance 69/100Peak23. Warren County+3.5% YoY, bank 62/100 (19 banks), insurance 22/100Peak24. Trumbull County+3.8% YoY, bank 60/100 (10 banks), insurance 8/100Peak25. Mahoning County+3.8% YoY, bank 59/100 (10 banks), insurance 24/100Peak26. Lorain County+3.8% YoY, bank 66/100 (17 banks), insurance 23/100Peak27. Geauga County+3.8% YoY, bank 62/100 (10 banks), insurance 5/100Peak28. Ashtabula County+3.8% YoY, bank 70/100 (8 banks), insurance 25/100Peak29. Lake County+3.8% YoY, bank 68/100 (16 banks), insurance 28/100Peak30. Cuyahoga County+3.8% YoY, bank 67/100 (27 banks), insurance 30/100Peak31. Medina County+3.8% YoY, bank 63/100 (17 banks), insurance 5/100Peak32. Huron County+3.9% YoY, bank 54/100 (9 banks), insurance 0/100Peak33. Columbiana County+3.9% YoY, bank 62/100 (10 banks), insurance 22/100Peak34. Washington County+3.9% YoY, bank 54/100 (10 banks), insurance 28/100Peak35. Knox County+3.9% YoY, bank 54/100 (11 banks), insurance 0/100Peak36. Logan County+3.9% YoY, bank 67/100 (13 banks), insurance 20/100Peak37. Clinton County+3.9% YoY, bank 61/100 (11 banks), insurance 26/100Peak38. Marion County+3.9% YoY, bank 58/100 (10 banks), insurance 20/100Peak39. Mercer County+3.9% YoY, bank 53/100 (9 banks), insurance 0/100Peak40. Coshocton County+3.9% YoY, bank 55/100 (7 banks), insurance 0/100Peak41. Darke County+3.9% YoY, bank 53/100 (11 banks), insurance 5/100Peak42. Defiance County+3.9% YoY, bank 60/100 (10 banks), insurance 0/100Peak43. Wayne County+3.9% YoY, bank 64/100 (12 banks), insurance 29/100Peak44. Fayette County+3.9% YoY, bank 62/100 (8 banks), insurance 0/100Peak45. Muskingum County+3.9% YoY, bank 59/100 (10 banks), insurance 63/100Peak46. Sandusky County+3.9% YoY, bank 68/100 (10 banks), insurance 24/100Peak47. Gallia County+3.9% YoY, bank 69/100 (5 banks), insurance 22/100Peak48. Guernsey County+3.9% YoY, bank 60/100 (8 banks), insurance 24/100Peak49. Hancock County+3.9% YoY, bank 62/100 (12 banks), insurance 25/100Peak50. Ross County+3.9% YoY, bank 65/100 (10 banks), insurance 24/100Peak51. Ashland County+3.9% YoY, bank 57/100 (10 banks), insurance 0/100Peak52. Athens County+3.9% YoY, bank 63/100 (7 banks), insurance 28/100Peak53. Champaign County+3.9% YoY, bank 52/100 (6 banks), insurance 5/100Peak54. Auglaize County+3.9% YoY, bank 61/100 (8 banks), insurance 0/100Peak55. Seneca County+3.9% YoY, bank 56/100 (12 banks), insurance 26/100Peak56. Shelby County+3.9% YoY, bank 67/100 (10 banks), insurance 0/100Peak57. Van Wert County+3.9% YoY, bank 66/100 (8 banks), insurance 0/100Peak58. Tuscarawas County+3.9% YoY, bank 68/100 (11 banks), insurance 0/100Peak59. Crawford County+3.9% YoY, bank 64/100 (8 banks), insurance 0/100Peak60. Scioto County+3.9% YoY, bank 58/100 (8 banks), insurance 25/100Peak61. Miami County+4.6% YoY, bank 65/100 (14 banks), insurance 26/100Peak62. Montgomery County+4.6% YoY, bank 62/100 (20 banks), insurance 27/100Peak63. Greene County+4.6% YoY, bank 61/100 (11 banks), insurance 26/100Peak64. Ottawa County+5.9% YoY, bank 69/100 (11 banks), insurance 25/100Expansion65. Erie County+5.9% YoY, bank 61/100 (11 banks), insurance 0/100Expansion66. Wyandot County+6% YoY, bank 67/100 (6 banks), insurance 20/100Expansion67. Hardin County+6% YoY, bank 67/100 (7 banks), insurance 0/100Expansion68. Harrison County+6% YoY, bank 64/100 (6 banks), insurance 0/100Expansion69. Henry County+6% YoY, bank 53/100 (7 banks), insurance 0/100Expansion70. Highland County+6% YoY, bank 66/100 (9 banks), insurance 0/100Expansion71. Holmes County+6% YoY, bank 64/100 (7 banks), insurance 0/100Expansion72. Jackson County+6% YoY, bank 57/100 (5 banks), insurance 28/100Expansion73. Meigs County+6% YoY, bank 71/100 (3 banks), insurance 23/100Expansion74. Monroe County+6% YoY, bank 69/100 (4 banks), insurance 19/100Expansion75. Morgan County+6% YoY, bank 63/100 (4 banks), insurance 63/100Expansion76. Noble County+6% YoY, bank 51/100 (3 banks), insurance 21/100Expansion77. Paulding County+6% YoY, bank 68/100 (5 banks), insurance 0/100Expansion78. Pike County+6% YoY, bank 73/100 (3 banks), insurance 23/100Expansion79. Preble County+6% YoY, bank 67/100 (9 banks), insurance 0/100Expansion80. Putnam County+6% YoY, bank 60/100 (6 banks), insurance 5/100Expansion81. Vinton County+6% YoY, bank 63/100 (1 banks), insurance 0/100Expansion82. Williams County+6% YoY, bank 62/100 (5 banks), insurance 21/100Expansion83. Adams County+6% YoY, bank 66/100 (5 banks), insurance 20/100Expansion84. Carroll County+6.4% YoY, bank 69/100 (5 banks), insurance 0/100Expansion85. Stark County+6.4% YoY, bank 63/100 (17 banks), insurance 26/100Expansion86. Lawrence County+7.3% YoY, bank 56/100 (7 banks), insurance 25/100Expansion87. Jefferson County+8.5% YoY, bank 66/100 (9 banks), insurance 22/100Expansion88. Allen County+11% YoY, bank 59/100 (11 banks), insurance 0/100Expansion
Distressed properties in Ohio — FAQ
How do I find Ohio distressed properties?
Start with the 2 of 88 Ohio counties in contraction or recovery, led by Richland County, then open each Ohio county's ZIP scores.
Where does the Ohio data come from?
Ohio price cycle from FHFA; Ohio bank stress (62/100) from FDIC call reports; Ohio insurance distress (19/100) from FEMA and NFIP.