Distressed Properties in Virginia
DLRadar scores 133 Virginia counties on market cycle, bank stress and insurance distress. None of Virginia's counties is in contraction or recovery (Virginia); Virginia home prices average +4.3% year over year.
Virginia averages 56/100 bank stress and 28/100 insurance distress.
Virginia residential listings tracked: 2,048 across 1,007 ZIPs; Virginia candidate listings 725; 319 Virginia ZIPs read active. Busiest Virginia ZIPs: 20147 57 listings, 16 candidates; 20191 43 listings, 7 candidates; 20148 39 listings, 13 candidates in Virginia; 22101 35 listings, 1 candidates; 23322 33 listings, 3 candidates; 23320 31 listings, 2 candidates.
HUD lists 519 assisted multifamily properties in Virginia with 55,359 units, 10,847 of the Virginia units assisted.
Virginia ZIPs by price-cycle phase: 3,628 peak, 1,322 expansion, 216 recovery, 211 contraction, 145 neutral.
Virginia ninety-day mortgage delinquency 0.8% as of December 2025; highest sampled Virginia counties: Hampton 2.2%, Suffolk 1.7%, Norfolk 1.3%.
Counties tracked
133
Markets softening
0
Virginia: contraction / recovery
Avg home price
+4.3%
Virginia YoY
Avg bank stress
56/100
Virginia counties
Virginia counties to watch
1. Rockingham County+4.2% YoY, bank 59/100 (8 banks), insurance 30/100Neutral2. Harrisonburg County+4.2% YoY, bank 59/100 (14 banks), insurance 24/100Neutral3. Scott County+1.8% YoY, bank 50/100 (5 banks), insurance 74/100Peak4. Washington County+1.8% YoY, bank 58/100 (11 banks), insurance 86/100Peak5. Bristol County+1.8% YoY, bank 52/100 (7 banks), insurance 43/100Peak6. Charles City County+3.1% YoY, bank 62/100 (1 banks), insurance 0/100Peak7. King William County+3.1% YoY, bank 47/100 (4 banks), insurance 19/100Peak8. Richmond County+3.1% YoY, bank 57/100 (16 banks), insurance 25/100Peak9. King And Queen County+3.1% YoY, bank 62/100 (1 banks), insurance 0/100Peak10. Petersburg County+3.1% YoY, bank 58/100 (5 banks), insurance 31/100Peak11. Dinwiddie County+3.1% YoY, bank 39/100 (3 banks), insurance 18/100Peak12. Henrico County+3.1% YoY, bank 58/100 (22 banks), insurance 20/100Peak13. Powhatan County+3.1% YoY, bank 51/100 (6 banks), insurance 21/100Peak14. Sussex County+3.1% YoY, bank 39/100 (3 banks), insurance 5/100Peak15. Chesterfield County+3.1% YoY, bank 58/100 (20 banks), insurance 24/100Peak16. Hopewell County+3.1% YoY, bank 65/100 (2 banks), insurance 0/100Peak17. New Kent County+3.1% YoY, bank 59/100 (1 banks), insurance 0/100Peak18. Prince George County+3.1% YoY, bank 44/100 (3 banks), insurance 24/100Peak19. Amelia County+3.1% YoY, bank 48/100 (2 banks), insurance 21/100Peak20. Colonial Heights County+3.1% YoY, bank 56/100 (10 banks), insurance 0/100Peak21. Hanover County+3.1% YoY, bank 55/100 (13 banks), insurance 20/100Peak22. Goochland County+3.1% YoY, bank 55/100 (4 banks), insurance 0/100Peak23. Botetourt County+3.1% YoY, bank 64/100 (5 banks), insurance 68/100Peak24. Salem County+3.1% YoY, bank 57/100 (9 banks), insurance 24/100Peak25. Franklin County+3.1% YoY, bank 48/100 (6 banks), insurance 21/100Peak26. Roanoke County+3.1% YoY, bank 57/100 (10 banks), insurance 60/100Peak27. Craig County+3.1% YoY, bank 39/100 (1 banks), insurance 76/100Peak28. Roanoke County+3.1% YoY, bank 58/100 (14 banks), insurance 73/100Peak29. Culpeper County+3.4% YoY, bank 62/100 (5 banks), insurance 0/100Peak30. Spotsylvania County+3.4% YoY, bank 57/100 (12 banks), insurance 22/100Peak31. Stafford County+3.4% YoY, bank 56/100 (9 banks), insurance 21/100Peak32. Tazewell County+3.4% YoY, bank 65/100 (11 banks), insurance 88/100Peak33. Warren County+3.4% YoY, bank 55/100 (7 banks), insurance 22/100Peak34. Arlington County+3.4% YoY, bank 63/100 (24 banks), insurance 28/100Peak35. Alexandria County+3.4% YoY, bank 59/100 (14 banks), insurance 7/100Peak36. Danville County+3.4% YoY, bank 52/100 (8 banks), insurance 75/100Peak37. Fairfax County+3.4% YoY, bank 60/100 (12 banks), insurance 0/100Peak38. Falls Church County+3.4% YoY, bank 62/100 (5 banks), insurance 18/100Peak39. Henry County+3.4% YoY, bank 43/100 (5 banks), insurance 18/100Peak40. Fredericksburg County+3.4% YoY, bank 56/100 (13 banks), insurance 19/100Peak41. Manassas County+3.4% YoY, bank 59/100 (9 banks), insurance 5/100Peak42. Manassas Park County+3.4% YoY, bank 40/100 (1 banks), insurance 0/100Peak43. Martinsville County+3.4% YoY, bank 54/100 (7 banks), insurance 0/100Peak44. Loudoun County+3.4% YoY, bank 60/100 (20 banks), insurance 0/100Peak45. Clarke County+3.4% YoY, bank 63/100 (2 banks), insurance 0/100Peak46. Orange County+3.4% YoY, bank 64/100 (4 banks), insurance 26/100Peak47. Fairfax County+3.4% YoY, bank 61/100 (38 banks), insurance 24/100Peak48. Fauquier County+3.4% YoY, bank 58/100 (10 banks), insurance 22/100Peak49. Pittsylvania County+3.4% YoY, bank 54/100 (5 banks), insurance 43/100Peak50. Prince William County+3.4% YoY, bank 60/100 (16 banks), insurance 26/100Peak51. Rappahannock County+3.4% YoY, bank 58/100 (2 banks), insurance 19/100Peak52. Poquoson County+3.4% YoY, bank 62/100 (1 banks), insurance 24/100Peak53. Newport News County+3.4% YoY, bank 57/100 (12 banks), insurance 24/100Peak54. Virginia Beach County+3.4% YoY, bank 61/100 (17 banks), insurance 28/100Peak55. Gloucester County+3.4% YoY, bank 55/100 (5 banks), insurance 26/100Peak56. James City County+3.4% YoY, bank 57/100 (9 banks), insurance 19/100Peak57. Norfolk County+3.4% YoY, bank 60/100 (11 banks), insurance 26/100Peak58. Portsmouth County+3.4% YoY, bank 56/100 (6 banks), insurance 24/100Peak59. Williamsburg County+3.4% YoY, bank 57/100 (6 banks), insurance 0/100Peak60. Isle Of Wight County+3.4% YoY, bank 40/100 (4 banks), insurance 0/100Peak61. Mathews County+3.4% YoY, bank 53/100 (1 banks), insurance 19/100Peak62. Chesapeake County+3.4% YoY, bank 61/100 (11 banks), insurance 25/100Peak63. Suffolk County+3.4% YoY, bank 57/100 (9 banks), insurance 21/100Peak64. York County+3.4% YoY, bank 61/100 (7 banks), insurance 22/100Peak65. Hampton County+3.4% YoY, bank 57/100 (7 banks), insurance 24/100Peak66. Surry County+3.4% YoY, bank 66/100 (1 banks), insurance 0/100Peak67. Albemarle County+3.6% YoY, bank 61/100 (15 banks), insurance 65/100Peak68. Charlottesville County+3.6% YoY, bank 58/100 (11 banks), insurance 20/100Peak69. Greene County+3.6% YoY, bank 51/100 (4 banks), insurance 65/100Peak70. Nelson County+3.6% YoY, bank 60/100 (3 banks), insurance 60/100Peak71. Fluvanna County+3.6% YoY, bank 51/100 (2 banks), insurance 0/100Peak72. Appomattox County+3.7% YoY, bank 69/100 (4 banks), insurance 35/100Peak73. Campbell County+3.7% YoY, bank 62/100 (11 banks), insurance 30/100Peak74. Bedford County+3.7% YoY, bank 59/100 (12 banks), insurance 43/100Peak75. Amherst County+3.7% YoY, bank 62/100 (6 banks), insurance 0/100Peak76. Lynchburg County+3.7% YoY, bank 63/100 (12 banks), insurance 0/100Peak77. Smyth County+5.5% YoY, bank 61/100 (3 banks), insurance 85/100Expansion78. Alleghany County+5.5% YoY, bank 76/100 (2 banks), insurance 19/100Expansion79. Bath County+5.5% YoY, bank 68/100 (3 banks), insurance 0/100Expansion80. Bland County+5.5% YoY, bank 73/100 (1 banks), insurance 84/100Expansion81. Brunswick County+5.5% YoY, bank 67/100 (3 banks), insurance 17/100Expansion82. Buchanan County+5.5% YoY, bank 61/100 (3 banks), insurance 87/100Expansion83. Buckingham County+5.5% YoY, bank 67/100 (3 banks), insurance 35/100Expansion84. Caroline County+5.5% YoY, bank 40/100 (1 banks), insurance 0/100Expansion85. Carroll County+5.5% YoY, bank 52/100 (4 banks), insurance 79/100Expansion86. Charlotte County+5.5% YoY, bank 37/100 (2 banks), insurance 35/100Expansion87. Cumberland County+5.5% YoY, bank 59/100 (1 banks), insurance 21/100Expansion88. Dickenson County+5.5% YoY, bank 54/100 (4 banks), insurance 78/100Expansion89. Essex County+5.5% YoY, bank 52/100 (3 banks), insurance 0/100Expansion90. Grayson County+5.5% YoY, bank 60/100 (2 banks), insurance 73/100Expansion91. Greensville County+5.5% YoY, bank 21/100 (2 banks), insurance 0/100Expansion92. Halifax County+5.5% YoY, bank 53/100 (7 banks), insurance 21/100Expansion93. Highland County+5.5% YoY, bank 73/100 (2 banks), insurance 0/100Expansion94. King George County+5.5% YoY, bank 54/100 (3 banks), insurance 0/100Expansion95. Lancaster County+5.5% YoY, bank 59/100 (4 banks), insurance 21/100Expansion96. Lee County+5.5% YoY, bank 45/100 (4 banks), insurance 47/100Expansion97. Louisa County+5.5% YoY, bank 66/100 (5 banks), insurance 0/100Expansion98. Lunenburg County+5.5% YoY, bank 60/100 (1 banks), insurance 21/100Expansion99. Madison County+5.5% YoY, bank 54/100 (2 banks), insurance 32/100Expansion100. Mecklenburg County+5.5% YoY, bank 55/100 (7 banks), insurance 0/100Expansion101. Middlesex County+5.5% YoY, bank 68/100 (4 banks), insurance 0/100Expansion102. Northampton County+5.5% YoY, bank 52/100 (5 banks), insurance 0/100Expansion103. Northumberland County+5.5% YoY, bank 57/100 (4 banks), insurance 0/100Expansion104. Nottoway County+5.5% YoY, bank 41/100 (2 banks), insurance 21/100Expansion105. Page County+5.5% YoY, bank 56/100 (3 banks), insurance 47/100Expansion106. Patrick County+5.5% YoY, bank 51/100 (5 banks), insurance 32/100Expansion107. Prince Edward County+5.5% YoY, bank 56/100 (7 banks), insurance 21/100Expansion108. Richmond County+5.5% YoY, bank 57/100 (3 banks), insurance 0/100Expansion109. Rockbridge County+5.5% YoY, bank 49/100 (5 banks), insurance 0/100Expansion110. Russell County+5.5% YoY, bank 62/100 (6 banks), insurance 82/100Expansion111. Shenandoah County+5.5% YoY, bank 59/100 (6 banks), insurance 0/100Expansion112. Accomack County+5.5% YoY, bank 55/100 (5 banks), insurance 21/100Expansion113. Southampton County+5.5% YoY, bank 34/100 (3 banks), insurance 0/100Expansion114. Westmoreland County+5.5% YoY, bank 58/100 (4 banks), insurance 0/100Expansion115. Wise County+5.5% YoY, bank 66/100 (6 banks), insurance 81/100Expansion116. Wythe County+5.5% YoY, bank 55/100 (11 banks), insurance 81/100Expansion117. Buena Vista County+5.5% YoY, bank 57/100 (2 banks), insurance 0/100Expansion118. Covington County+5.5% YoY, bank 59/100 (4 banks), insurance 40/100Expansion119. Emporia County+5.5% YoY, bank 49/100 (4 banks), insurance 20/100Expansion120. Franklin County+5.5% YoY, bank 32/100 (2 banks), insurance 5/100Expansion121. Galax County+5.5% YoY, bank 62/100 (7 banks), insurance 40/100Expansion122. Lexington County+5.5% YoY, bank 64/100 (5 banks), insurance 0/100Expansion123. Norton County+5.5% YoY, bank 64/100 (5 banks), insurance 73/100Expansion124. Pulaski County+5.5% YoY, bank 60/100 (7 banks), insurance 88/100Expansion125. Floyd County+5.5% YoY, bank 51/100 (3 banks), insurance 35/100Expansion126. Montgomery County+5.5% YoY, bank 58/100 (12 banks), insurance 88/100Expansion127. Giles County+5.5% YoY, bank 73/100 (3 banks), insurance 85/100Expansion128. Radford County+5.5% YoY, bank 53/100 (6 banks), insurance 80/100Expansion129. Winchester County+6.3% YoY, bank 62/100 (10 banks), insurance 22/100Expansion130. Frederick County+6.3% YoY, bank 59/100 (8 banks), insurance 22/100Expansion131. Waynesboro County+6.6% YoY, bank 61/100 (9 banks), insurance 21/100Expansion132. Augusta County+6.6% YoY, bank 55/100 (7 banks), insurance 26/100Expansion133. Staunton County+6.6% YoY, bank 60/100 (11 banks), insurance 0/100Expansion
Distressed properties in Virginia — FAQ
How do I find Virginia distressed properties?
Start with the 0 of 133 Virginia counties in contraction or recovery, led by Rockingham County, then open each Virginia county's ZIP scores.
Where does the Virginia data come from?
Virginia price cycle from FHFA; Virginia bank stress (56/100) from FDIC call reports; Virginia insurance distress (28/100) from FEMA and NFIP.