Eagle Valley Bank (FDIC #10883): Bank Stress & Real-Estate Credit Exposure
Eagle Valley Bank (FDIC Cert #10883): bank stress 58/100, moderate, STABLE over 7 days; parent GRIGGSVILLE BANCSHARES INC.
Eagle Valley Bank (#10883) lends in 4 counties across 1 state; Eagle Valley Bank (#10883) reaches 37 ZIP codes: Illinois 4 counties, 37 ZIPs.
Eagle Valley Bank (#10883) largest markets: Morgan County, IL (16 branches, 16 ZIPs) (#10883), Pike County, IL (32 branches, 16 ZIPs) (#10883), Scott County, IL (9 branches, 9 ZIPs) (#10883), Brown County, IL (5 branches, 5 ZIPs) (#10883).
Eagle Valley Bank (#10883) reports $229.6 million in total assets; Eagle Valley Bank (#10883) equity $23.6 million (10.3% of Eagle Valley Bank (#10883) assets); Eagle Valley Bank (#10883) domestic deposits $203.0 million; Eagle Valley Bank (#10883) net income $1.8 million; Eagle Valley Bank (#10883) return on assets 1.60%; Eagle Valley Bank (#10883) return on equity 15.36%; Eagle Valley Bank (#10883) net interest income $5.0 million; Eagle Valley Bank (#10883) call report June 30, 2026.
Eagle Valley Bank (#10883) noncurrent real-estate loans: none reported; Eagle Valley Bank (#10883) net charge-offs on real estate 0.74%; Eagle Valley Bank (#10883) residential charge-offs 0.15%.
Eagle Valley Bank (#10883) net interest margin 4.57% against an eight-quarter Eagle Valley Bank (#10883) average of 3.57% (Eagle Valley Bank (#10883) compression -1.00 points); Eagle Valley Bank (#10883) non-residential real estate 15.1% of equity; Eagle Valley Bank (#10883) rate-exposure score 40/100, Eagle Valley Bank (#10883) fixed-rate trap 40/100; Eagle Valley Bank (#10883) risk type credit driven; Eagle Valley Bank (#10883) rate regime rates elevated, Eagle Valley Bank (#10883) snapshot October 19, 2026.
Eagle Valley Bank (#10883) stress score moved from 56 on June 22, 2026 to 57.5 on October 19, 2026; Eagle Valley Bank (#10883) ranged 56 to 57.5 over 116 snapshots.
Eagle Valley Bank (#10883) alerts: 4 counties; top Eagle Valley Bank (#10883) alert scores: Bluffs County, IL 22 (low); Meredosia County, IL 22 (low); Mount Sterling County, IL 22 (low); Pittsfield County, IL 22 (low).