Security First Bank Of Nd (FDIC #11519): Bank Stress & Real-Estate Credit Exposure

Security First Bank Of Nd (FDIC Cert #11519): bank stress 43/100, contained, STABLE over 7 days; parent OLIVER BCORP INC.

Security First Bank Of Nd (#11519) lends in 3 counties across 1 state; Security First Bank Of Nd (#11519) reaches 25 ZIP codes: North Dakota 3 counties, 25 ZIPs.

Security First Bank Of Nd (#11519) largest markets: Burleigh County, ND (13 branches, 13 ZIPs) (#11519), Morton County, ND (24 branches, 8 ZIPs) (#11519), Oliver County, ND (6 branches, 6 ZIPs) (#11519).

Security First Bank Of Nd (#11519) reports $293.2 million in total assets; Security First Bank Of Nd (#11519) equity $37.8 million (12.9% of Security First Bank Of Nd (#11519) assets); Security First Bank Of Nd (#11519) domestic deposits $246.8 million; Security First Bank Of Nd (#11519) net income $2.7 million; Security First Bank Of Nd (#11519) return on assets 1.86%; Security First Bank Of Nd (#11519) return on equity 14.82%; Security First Bank Of Nd (#11519) net interest income $6.5 million; Security First Bank Of Nd (#11519) call report June 30, 2026.

Security First Bank Of Nd (#11519) noncurrent real-estate loans: none reported; Security First Bank Of Nd (#11519) residential -0.38%; Security First Bank Of Nd (#11519) net charge-offs on real estate 0.00%.

Security First Bank Of Nd (#11519) net interest margin 4.72% against an eight-quarter Security First Bank Of Nd (#11519) average of 4.64% (Security First Bank Of Nd (#11519) compression -0.08 points); Security First Bank Of Nd (#11519) rate-exposure score 40/100, Security First Bank Of Nd (#11519) fixed-rate trap 40/100; Security First Bank Of Nd (#11519) risk type credit driven; Security First Bank Of Nd (#11519) rate regime rates elevated, Security First Bank Of Nd (#11519) snapshot October 19, 2026.

Security First Bank Of Nd (#11519) stress score moved from 45 on June 22, 2026 to 43.1 on October 19, 2026; Security First Bank Of Nd (#11519) ranged 43.1 to 45 over 116 snapshots.

Security First Bank Of Nd (#11519) alerts: 3 counties; top Security First Bank Of Nd (#11519) alert scores: Bismarck County, ND 18 (low); Center County, ND 18 (low); New Salem County, ND 18 (low).