Tanager Bank (FDIC #1167): Bank Stress & Real-Estate Credit Exposure

Tanager Bank (FDIC Cert #1167): bank stress 55/100, moderate, STABLE over 7 days; parent UCSB FINANCIAL CORP.

Tanager Bank (#1167) lends in 3 counties across 1 state; Tanager Bank (#1167) reaches 27 ZIP codes: Wyoming 3 counties, 27 ZIPs.

Tanager Bank (#1167) largest markets: Sweetwater County, WY (12 branches, 12 ZIPs) (#1167), Teton County, WY (9 branches, 9 ZIPs) (#1167), Uinta County, WY (12 branches, 6 ZIPs) (#1167).

Tanager Bank (#1167) reports $222.3 million in total assets; Tanager Bank (#1167) equity $41.2 million (18.5% of Tanager Bank (#1167) assets); Tanager Bank (#1167) domestic deposits $179.0 million; Tanager Bank (#1167) net income $307,000; Tanager Bank (#1167) return on assets 0.29%; Tanager Bank (#1167) return on equity 2.72%; Tanager Bank (#1167) net interest income $2.7 million; Tanager Bank (#1167) call report June 30, 2026.

Tanager Bank (#1167) noncurrent real-estate loans: none reported; Tanager Bank (#1167) net charge-offs on real estate 0.62%.

Tanager Bank (#1167) net interest margin 2.70% against an eight-quarter Tanager Bank (#1167) average of 1.53% (Tanager Bank (#1167) compression -1.17 points); Tanager Bank (#1167) rate-exposure score 40/100, Tanager Bank (#1167) fixed-rate trap 40/100; Tanager Bank (#1167) risk type credit driven; Tanager Bank (#1167) rate regime rates elevated, Tanager Bank (#1167) snapshot October 19, 2026.

Tanager Bank (#1167) stress score moved from 99.2 on June 22, 2026 to 54.7 on October 19, 2026; Tanager Bank (#1167) ranged 54.7 to 99.2 over 116 snapshots.

Tanager Bank (#1167) alerts: 3 counties; top Tanager Bank (#1167) alert scores: Jackson County, WY 21 (low); Mountain View County, WY 21 (low); Rock Springs County, WY 21 (low).