First Bank Of Utica (FDIC #14281): Bank Stress & Real-Estate Credit Exposure
First Bank Of Utica (FDIC Cert #14281): bank stress 63/100, elevated, STABLE over 7 days; parent FIRST NATIONAL UTICA CO.
First Bank Of Utica (#14281) lends in 3 counties across 1 state; First Bank Of Utica (#14281) reaches 37 ZIP codes: Nebraska 3 counties, 37 ZIPs.
First Bank Of Utica (#14281) largest markets: Seward County, NE (38 branches, 19 ZIPs) (#14281), Fillmore County, NE (14 branches, 14 ZIPs) (#14281), Saline County, NE (12 branches, 12 ZIPs) (#14281).
First Bank Of Utica (#14281) reports $77.4 million in total assets; First Bank Of Utica (#14281) equity $11.1 million (14.3% of First Bank Of Utica (#14281) assets); First Bank Of Utica (#14281) domestic deposits $62.4 million; First Bank Of Utica (#14281) net income $247,000; First Bank Of Utica (#14281) return on assets 0.63%; First Bank Of Utica (#14281) return on equity 4.47%; First Bank Of Utica (#14281) net interest income $1.6 million; First Bank Of Utica (#14281) call report June 30, 2026.
First Bank Of Utica (#14281) noncurrent real-estate loans: none reported; First Bank Of Utica (#14281) net charge-offs on real estate 0.49%; First Bank Of Utica (#14281) residential charge-offs 5.31%.
First Bank Of Utica (#14281) net interest margin 4.40% against an eight-quarter First Bank Of Utica (#14281) average of 4.51% (First Bank Of Utica (#14281) compression 0.11 points); First Bank Of Utica (#14281) non-residential real estate 531.0% of equity; First Bank Of Utica (#14281) rate-exposure score 40/100, First Bank Of Utica (#14281) fixed-rate trap 40/100; First Bank Of Utica (#14281) risk type credit driven; First Bank Of Utica (#14281) rate regime rates elevated, First Bank Of Utica (#14281) snapshot October 20, 2026.
First Bank Of Utica (#14281) stress score moved from 64.7 on June 22, 2026 to 62.7 on October 20, 2026; First Bank Of Utica (#14281) ranged 62.7 to 64.7 over 117 snapshots.
First Bank Of Utica (#14281) alerts: 3 counties; top First Bank Of Utica (#14281) alert scores: Friend County, NE 21 (low); Milligan County, NE 21 (low); Utica County, NE 21 (low).