Midwestone Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #14843 · Iowa City, IA. This institution (Midwestone Bank) no longer appears in the current FDIC branch and deposit filings (#14843) that DLRadar scores; FDIC records the last Midwestone Bank day as a separately insured institution (#14843) as February 13, 2026. FDIC event for Midwestone Bank: Participated in Absorbtion/Consolidation/Merger (2026-02-13). DLRadar last scored Midwestone Bank (#14843) on September 20, 2026. The Midwestone Bank facts below are its last recorded footprint (#14843), kept as a permanent Midwestone Bank public record; the Midwestone Bank figures are not refreshed.
Midwestone Bank (#14843) carried no scored branch footprint (Midwestone Bank) in the FDIC filings DLRadar reads; the Midwestone Bank record exists because FDIC certificate 14843 was a separately insured Midwestone Bank institution in Iowa City, IA, last seen by DLRadar (#14843) on September 20, 2026.
What the Midwestone Bank (#14843) record holds: FDIC certificate 14843 for Midwestone Bank, closed as a separate Midwestone Bank charter on February 13, 2026; successor Nicolet National Bank (FDIC #57038) carries the Midwestone Bank footprint forward; FDIC event for Midwestone Bank: Participated in Absorbtion/Consolidation/Merger (2026-02-13); Midwestone Bank (#14843) first entered DLRadar on September 20, 2026.
How Midwestone Bank (#14843) was scored while active: the Midwestone Bank stress score read FDIC call-report financials (#14843) and the Summary of Deposits branch file for Midwestone Bank, mapped Midwestone Bank branches to counties and ZIP codes (#14843), and weighted the Midwestone Bank real-estate loan concentration against its peers; the Midwestone Bank (#14843) figures on this page are the last such Midwestone Bank run and are not refreshed.
Midwestone Bank (#14843) net interest margin 3.63% against an eight-quarter Midwestone Bank (#14843) average of 3.05% (Midwestone Bank (#14843) compression -0.58 points); Midwestone Bank (#14843) real-estate loans 59.0% of equity; Midwestone Bank (#14843) non-residential real estate 167.1% of equity; Midwestone Bank (#14843) rate-exposure score 40/100, Midwestone Bank (#14843) fixed-rate trap 40/100; Midwestone Bank (#14843) risk type credit driven; Midwestone Bank (#14843) rate regime rates elevated, Midwestone Bank (#14843) snapshot May 27, 2026.
Midwestone Bank (#14843) is chartered in Iowa City, IA; FDIC lists Midwestone Bank (#14843) as inactive, succeeded by Nicolet National Bank.
Why this Midwestone Bank page exists: bank identities are historical data (#14843). When an institution such as Midwestone Bank merges or its charter ends, DLRadar keeps the Midwestone Bank profile so citations, links and the Midwestone Bank score history stay resolvable (#14843), and points Midwestone Bank to the successor where the FDIC records one. Every Midwestone Bank figure traces to public FDIC data (#14843).