South Central State Bank (FDIC #16707): Bank Stress & Real-Estate Credit Exposure
South Central State Bank (FDIC Cert #16707): bank stress 24/100, contained, STABLE over 7 days; parent CAMPBELL STATE CO.
South Central State Bank (#16707) lends in 3 counties across 1 state; South Central State Bank (#16707) reaches 23 ZIP codes: Nebraska 3 counties, 23 ZIPs.
South Central State Bank (#16707) largest markets: Furnas County, NE (9 branches, 9 ZIPs) (#16707), Franklin County, NE (16 branches, 8 ZIPs) (#16707), Webster County, NE (16 branches, 8 ZIPs) (#16707).
South Central State Bank (#16707) reports $192.1 million in total assets; South Central State Bank (#16707) equity $29.2 million (15.2% of South Central State Bank (#16707) assets); South Central State Bank (#16707) domestic deposits $153.6 million; South Central State Bank (#16707) net income $2.3 million; South Central State Bank (#16707) return on assets 2.40%; South Central State Bank (#16707) return on equity 16.61%; South Central State Bank (#16707) net interest income $4.3 million; South Central State Bank (#16707) call report June 30, 2026.
South Central State Bank (#16707) noncurrent real-estate loans 0.21% of its book; South Central State Bank (#16707) residential 2.90%; South Central State Bank (#16707) net charge-offs on real estate 0.00%.
South Central State Bank (#16707) net interest margin 4.82% against an eight-quarter South Central State Bank (#16707) average of 4.41% (South Central State Bank (#16707) compression -0.42 points); South Central State Bank (#16707) real-estate loans 21.4% of equity; South Central State Bank (#16707) rate-exposure score 40/100, South Central State Bank (#16707) fixed-rate trap 40/100; South Central State Bank (#16707) risk type rate trapped; South Central State Bank (#16707) rate regime rates elevated, South Central State Bank (#16707) snapshot October 19, 2026.
South Central State Bank (#16707) stress score moved from 23.8 on June 22, 2026 to 24.3 on October 19, 2026; South Central State Bank (#16707) ranged 23.8 to 24.3 over 116 snapshots.
South Central State Bank (#16707) alerts: 3 counties; top South Central State Bank (#16707) alert scores: Franklin County, NE 22 (low); Oxford County, NE 14 (low); Red Cloud County, NE 14 (low).