Magnolia State Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #22081 · Bay Springs, MS. This institution (Magnolia State Bank) no longer appears in the current FDIC branch and deposit filings (#22081) that DLRadar scores; FDIC records the last Magnolia State Bank day as a separately insured institution (#22081) as July 1, 2025. FDIC event for Magnolia State Bank: Participated in Absorbtion/Consolidation/Merger (2025-07-01). DLRadar last scored Magnolia State Bank (#22081) on September 20, 2026. The Magnolia State Bank facts below are its last recorded footprint (#22081), kept as a permanent Magnolia State Bank public record; the Magnolia State Bank figures are not refreshed.
Magnolia State Bank (#22081) carried no scored branch footprint (Magnolia State Bank) in the FDIC filings DLRadar reads; the Magnolia State Bank record exists because FDIC certificate 22081 was a separately insured Magnolia State Bank institution in Bay Springs, MS, last seen by DLRadar (#22081) on September 20, 2026.
What the Magnolia State Bank (#22081) record holds: FDIC certificate 22081 for Magnolia State Bank, closed as a separate Magnolia State Bank charter on July 1, 2025; successor Bankfirst Financial Services (FDIC #8870) carries the Magnolia State Bank footprint forward; FDIC event for Magnolia State Bank: Participated in Absorbtion/Consolidation/Merger (2025-07-01); Magnolia State Bank (#22081) first entered DLRadar on September 20, 2026.
How Magnolia State Bank (#22081) was scored while active: the Magnolia State Bank stress score read FDIC call-report financials (#22081) and the Summary of Deposits branch file for Magnolia State Bank, mapped Magnolia State Bank branches to counties and ZIP codes (#22081), and weighted the Magnolia State Bank real-estate loan concentration against its peers; the Magnolia State Bank (#22081) figures on this page are the last such Magnolia State Bank run and are not refreshed.
Magnolia State Bank (#22081) is chartered in Bay Springs, MS; FDIC lists Magnolia State Bank (#22081) as inactive, succeeded by Bankfirst Financial Services.
Why this Magnolia State Bank page exists: bank identities are historical data (#22081). When an institution such as Magnolia State Bank merges or its charter ends, DLRadar keeps the Magnolia State Bank profile so citations, links and the Magnolia State Bank score history stay resolvable (#22081), and points Magnolia State Bank to the successor where the FDIC records one. Every Magnolia State Bank figure traces to public FDIC data (#22081).