American State Bank (FDIC #26944): Bank Stress & Real-Estate Credit Exposure
American State Bank (FDIC Cert #26944): bank stress 47/100, moderate, STABLE over 7 days; parent OSCEOLA BCORP.
American State Bank (#26944) lends in 3 counties across 1 state; American State Bank (#26944) reaches 29 ZIP codes: Iowa 3 counties, 29 ZIPs.
American State Bank (#26944) largest markets: Madison County, IA (15 branches, 15 ZIPs) (#26944), Decatur County, IA (11 branches, 11 ZIPs) (#26944), Clarke County, IA (18 branches, 9 ZIPs) (#26944).
American State Bank (#26944) reports $360.8 million in total assets; American State Bank (#26944) equity $35.9 million (10.0% of American State Bank (#26944) assets); American State Bank (#26944) domestic deposits $282.8 million; American State Bank (#26944) net income $3.9 million; American State Bank (#26944) return on assets 2.18%; American State Bank (#26944) return on equity 22.08%; American State Bank (#26944) net interest income $6.9 million; American State Bank (#26944) call report June 30, 2026.
American State Bank (#26944) noncurrent real-estate loans 0.03% of its book; American State Bank (#26944) net charge-offs on real estate 0.01%.
American State Bank (#26944) net interest margin 4.17% against an eight-quarter American State Bank (#26944) average of 4.04% (American State Bank (#26944) compression -0.12 points); American State Bank (#26944) real-estate loans 3.2% of equity; American State Bank (#26944) rate-exposure score 40/100, American State Bank (#26944) fixed-rate trap 40/100; American State Bank (#26944) risk type credit driven; American State Bank (#26944) rate regime rates elevated, American State Bank (#26944) snapshot October 19, 2026.
American State Bank (#26944) stress score moved from 47.6 on June 22, 2026 to 47.1 on October 19, 2026; American State Bank (#26944) ranged 47.1 to 47.6 over 116 snapshots.
American State Bank (#26944) alerts: 3 counties; top American State Bank (#26944) alert scores: Osceola County, IA 36 (moderate); Lamoni County, IA 19 (low); Winterset County, IA 19 (low).