Mutual Savings Assn (FDIC #29988): Bank Stress & Real-Estate Credit Exposure

Mutual Savings Assn (FDIC Cert #29988): bank stress 19/100, contained, STABLE over 7 days.

Mutual Savings Assn (#29988) lends in 4 counties across 1 state; Mutual Savings Assn (#29988) reaches 46 ZIP codes: Kansas 4 counties, 46 ZIPs.

Mutual Savings Assn (#29988) largest markets: Jefferson County, KS (15 branches, 15 ZIPs) (#29988), Wyandotte County, KS (14 branches, 14 ZIPs) (#29988), Leavenworth County, KS (39 branches, 13 ZIPs) (#29988), Douglas County, KS (12 branches, 12 ZIPs) (#29988).

Mutual Savings Assn (#29988) reports $398.6 million in total assets; Mutual Savings Assn (#29988) equity $92.5 million (23.2% of Mutual Savings Assn (#29988) assets); Mutual Savings Assn (#29988) domestic deposits $255.7 million; Mutual Savings Assn (#29988) net income $3.2 million; Mutual Savings Assn (#29988) return on assets 1.60%; Mutual Savings Assn (#29988) return on equity 7.04%; Mutual Savings Assn (#29988) net interest income $7.4 million; Mutual Savings Assn (#29988) call report June 30, 2026.

Mutual Savings Assn (#29988) noncurrent real-estate loans: none reported; Mutual Savings Assn (#29988) net charge-offs on real estate 1.24%.

Mutual Savings Assn (#29988) net interest margin 4.10% against an eight-quarter Mutual Savings Assn (#29988) average of 3.94% (Mutual Savings Assn (#29988) compression -0.15 points); Mutual Savings Assn (#29988) rate-exposure score 40/100, Mutual Savings Assn (#29988) fixed-rate trap 40/100; Mutual Savings Assn (#29988) risk type rate trapped; Mutual Savings Assn (#29988) rate regime rates elevated, Mutual Savings Assn (#29988) snapshot October 19, 2026.

Mutual Savings Assn (#29988) stress score moved from 17.8 on June 21, 2026 to 19.2 on October 19, 2026; Mutual Savings Assn (#29988) ranged 17.8 to 19.2 over 117 snapshots.

Mutual Savings Assn (#29988) alerts: 4 counties; top Mutual Savings Assn (#29988) alert scores: Bonner Springs County, KS 13 (low); Eudora County, KS 13 (low); Oskaloosa County, KS 13 (low); Tonganoxie County, KS 13 (low).