Holmes County Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #321 · Lexington, MS. This institution (Holmes County Bank) no longer appears in the current FDIC branch and deposit filings (#321) that DLRadar scores; FDIC records the last Holmes County Bank day as a separately insured institution (#321) as October 6, 2025. FDIC event for Holmes County Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-06). DLRadar last scored Holmes County Bank (#321) on September 20, 2026. The Holmes County Bank facts below are its last recorded footprint (#321), kept as a permanent Holmes County Bank public record; the Holmes County Bank figures are not refreshed.
Holmes County Bank (#321) carried no scored branch footprint (Holmes County Bank) in the FDIC filings DLRadar reads; the Holmes County Bank record exists because FDIC certificate 321 was a separately insured Holmes County Bank institution in Lexington, MS, last seen by DLRadar (#321) on September 20, 2026.
What the Holmes County Bank (#321) record holds: FDIC certificate 321 for Holmes County Bank, closed as a separate Holmes County Bank charter on October 6, 2025; successor Bank Of Commerce (FDIC #9359) carries the Holmes County Bank footprint forward; FDIC event for Holmes County Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-06); Holmes County Bank (#321) first entered DLRadar on September 20, 2026.
How Holmes County Bank (#321) was scored while active: the Holmes County Bank stress score read FDIC call-report financials (#321) and the Summary of Deposits branch file for Holmes County Bank, mapped Holmes County Bank branches to counties and ZIP codes (#321), and weighted the Holmes County Bank real-estate loan concentration against its peers; the Holmes County Bank (#321) figures on this page are the last such Holmes County Bank run and are not refreshed.
Holmes County Bank (#321) is chartered in Lexington, MS; FDIC lists Holmes County Bank (#321) as inactive, succeeded by Bank Of Commerce.
Why this Holmes County Bank page exists: bank identities are historical data (#321). When an institution such as Holmes County Bank merges or its charter ends, DLRadar keeps the Holmes County Bank profile so citations, links and the Holmes County Bank score history stay resolvable (#321), and points Holmes County Bank to the successor where the FDIC records one. Every Holmes County Bank figure traces to public FDIC data (#321).