Cnb Bank And Trust, N.A.: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #3775 · Carlinville, IL. This institution (Cnb Bank And Trust, N.A.) no longer appears in the current FDIC branch and deposit filings (#3775) that DLRadar scores; FDIC records the last Cnb Bank And Trust, N.A. day as a separately insured institution (#3775) as March 1, 2026. FDIC event for Cnb Bank And Trust, N.A.: Participated in Absorbtion/Consolidation/Merger (2026-03-01). DLRadar last scored Cnb Bank And Trust, N.A. (#3775) on September 20, 2026. The Cnb Bank And Trust, N.A. facts below are its last recorded footprint (#3775), kept as a permanent Cnb Bank And Trust, N.A. public record; the Cnb Bank And Trust, N.A. figures are not refreshed.
Cnb Bank And Trust, N.A. (#3775) carried no scored branch footprint (Cnb Bank And Trust, N.A.) in the FDIC filings DLRadar reads; the Cnb Bank And Trust, N.A. record exists because FDIC certificate 3775 was a separately insured Cnb Bank And Trust, N.A. institution in Carlinville, IL, last seen by DLRadar (#3775) on September 20, 2026.
What the Cnb Bank And Trust, N.A. (#3775) record holds: FDIC certificate 3775 for Cnb Bank And Trust, N.A., closed as a separate Cnb Bank And Trust, N.A. charter on March 1, 2026; successor Heartland Bank&Trust Co (FDIC #20369) carries the Cnb Bank And Trust, N.A. footprint forward; FDIC event for Cnb Bank And Trust, N.A.: Participated in Absorbtion/Consolidation/Merger (2026-03-01); Cnb Bank And Trust, N.A. (#3775) first entered DLRadar on September 20, 2026.
How Cnb Bank And Trust, N.A. (#3775) was scored while active: the Cnb Bank And Trust, N.A. stress score read FDIC call-report financials (#3775) and the Summary of Deposits branch file for Cnb Bank And Trust, N.A., mapped Cnb Bank And Trust, N.A. branches to counties and ZIP codes (#3775), and weighted the Cnb Bank And Trust, N.A. real-estate loan concentration against its peers; the Cnb Bank And Trust, N.A. (#3775) figures on this page are the last such Cnb Bank And Trust, N.A. run and are not refreshed.
Cnb Bank And Trust, N.A. (#3775) net interest margin 3.68% against an eight-quarter Cnb Bank And Trust, N.A. (#3775) average of 3.43% (Cnb Bank And Trust, N.A. (#3775) compression -0.25 points); Cnb Bank And Trust, N.A. (#3775) real-estate loans 0.6% of equity; Cnb Bank And Trust, N.A. (#3775) non-residential real estate 38.4% of equity; Cnb Bank And Trust, N.A. (#3775) rate-exposure score 40/100, Cnb Bank And Trust, N.A. (#3775) fixed-rate trap 40/100; Cnb Bank And Trust, N.A. (#3775) risk type credit driven; Cnb Bank And Trust, N.A. (#3775) rate regime rates elevated, Cnb Bank And Trust, N.A. (#3775) snapshot May 27, 2026.
Cnb Bank And Trust, N.A. (#3775) is chartered in Carlinville, IL; FDIC lists Cnb Bank And Trust, N.A. (#3775) as inactive, succeeded by Heartland Bank&Trust Co.
Why this Cnb Bank And Trust, N.A. page exists: bank identities are historical data (#3775). When an institution such as Cnb Bank And Trust, N.A. merges or its charter ends, DLRadar keeps the Cnb Bank And Trust, N.A. profile so citations, links and the Cnb Bank And Trust, N.A. score history stay resolvable (#3775), and points Cnb Bank And Trust, N.A. to the successor where the FDIC records one. Every Cnb Bank And Trust, N.A. figure traces to public FDIC data (#3775).