Anstaff Bank (FDIC #3869): Bank Stress & Real-Estate Credit Exposure
Anstaff Bank (FDIC Cert #3869): bank stress 54/100, moderate, STABLE over 7 days; parent FIRST NATIONAL BCORP INC.
Anstaff Bank (#3869) lends in 6 counties across 1 state; Anstaff Bank (#3869) reaches 62 ZIP codes: Arkansas 6 counties, 62 ZIPs.
Anstaff Bank (#3869) largest markets: Newton County, AR (20 branches, 20 ZIPs) (#3869), Marion County, AR (17 branches, 17 ZIPs) (#3869), Madison County, AR (26 branches, 13 ZIPs) (#3869), Baxter County, AR (36 branches, 12 ZIPs) (#3869), Boone County, AR (20 branches, 10 ZIPs) (#3869), Carroll County, AR (45 branches, 9 ZIPs) (#3869).
Anstaff Bank (#3869) reports $1.18 billion in total assets; Anstaff Bank (#3869) equity $112.8 million (9.6% of Anstaff Bank (#3869) assets); Anstaff Bank (#3869) domestic deposits $1.06 billion; Anstaff Bank (#3869) net income $11.2 million; Anstaff Bank (#3869) return on assets 1.91%; Anstaff Bank (#3869) return on equity 20.37%; Anstaff Bank (#3869) net interest income $21.9 million; Anstaff Bank (#3869) call report June 30, 2026.
Anstaff Bank (#3869) noncurrent real-estate loans: none reported; Anstaff Bank (#3869) net charge-offs on real estate 0.16%; Anstaff Bank (#3869) residential charge-offs 0.21%.
Anstaff Bank (#3869) net interest margin 4.01% against an eight-quarter Anstaff Bank (#3869) average of 3.56% (Anstaff Bank (#3869) compression -0.45 points); Anstaff Bank (#3869) real-estate loans 0.2% of equity; Anstaff Bank (#3869) non-residential real estate 20.9% of equity; Anstaff Bank (#3869) rate-exposure score 40/100, Anstaff Bank (#3869) fixed-rate trap 40/100; Anstaff Bank (#3869) risk type credit driven; Anstaff Bank (#3869) rate regime rates elevated, Anstaff Bank (#3869) snapshot October 19, 2026.
Anstaff Bank (#3869) stress score moved from 53.7 on June 22, 2026 to 53.9 on October 19, 2026; Anstaff Bank (#3869) ranged 53.7 to 53.9 over 116 snapshots.
Anstaff Bank (#3869) alerts: 6 counties; top Anstaff Bank (#3869) alert scores: Flippin County, AR 19 (low); Green Forest County, AR 19 (low); Harrison County, AR 19 (low); Jasper County, AR 19 (low); Kingston County, AR 19 (low).