First Nb&T Co Of Mcalester (FDIC #4145): Bank Stress & Real-Estate Credit Exposure
First Nb&T Co Of Mcalester (FDIC Cert #4145): bank stress 48/100, moderate, STABLE over 7 days; parent FIRST OF MCALESTER CORP.
First Nb&T Co Of Mcalester (#4145) lends in 3 counties across 1 state; First Nb&T Co Of Mcalester (#4145) reaches 45 ZIP codes: Oklahoma 3 counties, 45 ZIPs.
First Nb&T Co Of Mcalester (#4145) largest markets: Le Flore County, OK (24 branches, 24 ZIPs) (#4145), Pittsburg County, OK (76 branches, 19 ZIPs) (#4145), Latimer County, OK (7 branches, 7 ZIPs) (#4145).
First Nb&T Co Of Mcalester (#4145) reports $580.4 million in total assets; First Nb&T Co Of Mcalester (#4145) equity $63.5 million (10.9% of First Nb&T Co Of Mcalester (#4145) assets); First Nb&T Co Of Mcalester (#4145) domestic deposits $504.2 million; First Nb&T Co Of Mcalester (#4145) net income $5.6 million; First Nb&T Co Of Mcalester (#4145) return on assets 1.94%; First Nb&T Co Of Mcalester (#4145) return on equity 17.56%; First Nb&T Co Of Mcalester (#4145) net interest income $11.0 million; First Nb&T Co Of Mcalester (#4145) call report June 30, 2026.
First Nb&T Co Of Mcalester (#4145) noncurrent real-estate loans: none reported; First Nb&T Co Of Mcalester (#4145) net charge-offs on real estate 1.45%; First Nb&T Co Of Mcalester (#4145) residential charge-offs 1.57%.
First Nb&T Co Of Mcalester (#4145) net interest margin 4.16% against an eight-quarter First Nb&T Co Of Mcalester (#4145) average of 3.69% (First Nb&T Co Of Mcalester (#4145) compression -0.47 points); First Nb&T Co Of Mcalester (#4145) non-residential real estate 157.2% of equity; First Nb&T Co Of Mcalester (#4145) rate-exposure score 40/100, First Nb&T Co Of Mcalester (#4145) fixed-rate trap 40/100; First Nb&T Co Of Mcalester (#4145) risk type credit driven; First Nb&T Co Of Mcalester (#4145) rate regime rates elevated, First Nb&T Co Of Mcalester (#4145) snapshot October 20, 2026.
First Nb&T Co Of Mcalester (#4145) stress score moved from 48.3 on June 22, 2026 to 48.4 on October 20, 2026; First Nb&T Co Of Mcalester (#4145) ranged 48.3 to 48.4 over 117 snapshots.
First Nb&T Co Of Mcalester (#4145) alerts: 3 counties; top First Nb&T Co Of Mcalester (#4145) alert scores: Mcalester County, OK 18 (low); Poteau County, OK 18 (low); Wilburton County, OK 18 (low).