Stock Growers Bank (FDIC #8942): Bank Stress & Real-Estate Credit Exposure

Stock Growers Bank (FDIC Cert #8942): bank stress 62/100, elevated, STABLE over 7 days; parent NAPOLEON BCORP INC.

Stock Growers Bank (#8942) lends in 3 counties across 1 state; Stock Growers Bank (#8942) reaches 28 ZIP codes: North Dakota 3 counties, 28 ZIPs.

Stock Growers Bank (#8942) largest markets: Sargent County, ND (48 branches, 12 ZIPs) (#8942), Ransom County, ND (11 branches, 11 ZIPs) (#8942), Logan County, ND (7 branches, 7 ZIPs) (#8942).

Stock Growers Bank (#8942) reports $332.9 million in total assets; Stock Growers Bank (#8942) equity $29.7 million (8.9% of Stock Growers Bank (#8942) assets); Stock Growers Bank (#8942) domestic deposits $299.9 million; Stock Growers Bank (#8942) net income $2.7 million; Stock Growers Bank (#8942) return on assets 1.63%; Stock Growers Bank (#8942) return on equity 18.95%; Stock Growers Bank (#8942) net interest income $4.9 million; Stock Growers Bank (#8942) call report June 30, 2026.

Stock Growers Bank (#8942) noncurrent real-estate loans: none reported; Stock Growers Bank (#8942) net charge-offs on real estate 0.00%.

Stock Growers Bank (#8942) net interest margin 3.05% against an eight-quarter Stock Growers Bank (#8942) average of 2.75% (Stock Growers Bank (#8942) compression -0.30 points); Stock Growers Bank (#8942) rate-exposure score 40/100, Stock Growers Bank (#8942) fixed-rate trap 40/100; Stock Growers Bank (#8942) risk type credit driven; Stock Growers Bank (#8942) rate regime rates elevated, Stock Growers Bank (#8942) snapshot October 19, 2026.

Stock Growers Bank (#8942) stress score moved from 66.8 on June 22, 2026 to 61.8 on October 20, 2026; Stock Growers Bank (#8942) ranged 61.8 to 66.8 over 117 snapshots.

Stock Growers Bank (#8942) alerts: 3 counties; top Stock Growers Bank (#8942) alert scores: Lisbon County, ND 23 (low); Napoleon County, ND 23 (low); Rutland County, ND 23 (low).