Adams County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Wisconsin? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 54494 at 18/100.
- 14 ZIP codes tracked in Adams County, averaging 13/100 distress.
- Adams County reads peak — home values up 4.6% year over year.
- Vacancy runs 32.2% across Adams County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Adams County home is worth about $185,143 against a ~$65,823 median income.
- Lending headwind in Adams County sits at 39/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54494 | 18/100 |
| 2 | 53965 | 15/100 |
| 3 | 54457 | 15/100 |
| 4 | 54921 | 15/100 |
| 5 | 54966 | 15/100 |
| 6 | 54930 | 13/100 |
| 7 | 54943 | 13/100 |
| 8 | 53910 | 11/100 |
| 9 | 53934 | 11/100 |
| 10 | 53936 | 11/100 |
| 11 | 54613 | 11/100 |
| 12 | 53920 | 10/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
The Adams County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 13/100 ZIP average. No proprietary or modelled inputs enter the score.
Adams County market phase and pricing
Adams County reads peak — home prices rose 4.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Adams County
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Questions and answers
Which part of Adams County, WI scores highest for distress?
ZIP 54494 leads Adams County at 18/100, recomputed monthly from public records.
Which phase does Adams County sit in right now?
FHFA price-index movement places Adams County in peak; prices are up 4.6% over twelve months.
How is the Adams County data sourced?
Each Adams County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Adams County ZIP codes?
Averaging the county conceals how uneven it is. Across the Adams County ZIPs DLRadar ranks, scores run from 18/100 in 54494 down to 10/100 in 53920, against a Adams County average of 13/100. With 8 points between best and worst, county-level targeting in Adams County wastes effort.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $185,143 of value against a median household income near $65,823. Vacancy across Adams County's tracked ZIPs runs 32.2% and the poverty rate is 11.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Adams County's foreclosure and lien filings and its 39/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.