Ashland County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ashland County, Wisconsin? DLRadar grades every Ashland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Ashland County breakdown.
- Ashland County's most distressed ZIP is 54517 at 16/100.
- 11 ZIP codes tracked in Ashland County, averaging 14/100 distress.
- Ashland County reads peak — home values up 4.6% year over year.
- Vacancy runs 35.4% across Ashland County's tracked ZIPs, with a 11.4% poverty rate.
- The typical Ashland County home is worth about $204,830 against a ~$62,660 median income.
- Lending headwind in Ashland County sits at 22/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54517 | 16/100 |
| 2 | 54856 | 16/100 |
| 3 | 54806 | 15/100 |
| 4 | 54514 | 14/100 |
| 5 | 54527 | 14/100 |
| 6 | 54546 | 14/100 |
| 7 | 54846 | 14/100 |
| 8 | 54850 | 14/100 |
| 9 | 54855 | 14/100 |
| 10 | 54861 | 14/100 |
| 11 | 54559 | 9/100 |
Most distressed ZIP codes in Ashland County (composite distress 0-100, 2026)
What is driving Ashland County distress
Ashland County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ashland County market phase and pricing
DLRadar places Ashland County in peak; prices moved up 4.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Ashland County
Keep reading the Ashland County data at no cost, or open a 60-minute exploration to work the actual distressed parcels inside each ZIP.
Nothing charged today · every module open, on live data.
What people ask
Which Ashland County ZIP scores worst for distress?
ZIP 54517 leads Ashland County at 16/100, recomputed monthly from public records.
Where is Ashland County in the housing cycle?
The market phase for Ashland County is peak, prices rising 4.6% on the year — derived from the FHFA House Price Index path.
What is this Ashland County analysis built from?
Ashland County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.
How much do distress scores vary between Ashland County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ashland County ZIPs DLRadar ranks, scores run from 16/100 in 54517 down to 9/100 in 54559, against a Ashland County average of 14/100. Because the gap runs to 7 points, Ashland County rewards ZIP-level precision.
What do Ashland County home values and vacancy say about distressed supply?
The typical Ashland County home carries about $204,830 of value against a median household income near $62,660. Vacancy across Ashland County's tracked ZIPs runs 35.4% and the poverty rate is 11.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Ashland County's foreclosure and tax-lien filings and its 22/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.