Ashland County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ashland County, WI distress report, 2026: 11 ZIPs scored in Ashland, WI, Ashland, WI average 13/100; the top Ashland, WI ZIP is 54517 at 16/100; Ashland, WI market phase peak, Ashland, WI prices +4.6% year over year.
- Ashland, WI ranks #1,017 nationally (opportunity index); Ashland, WI #8 in Wisconsin; Ashland, WI index 31.1.
- Ashland, WI: no CFPB county sample; Ashland, WI non-metro area reading 0.5%.
- Ashland, WI ZIP phases: 11 peak.
- Ashland, WI residential listings tracked: 12 across 9 ZIPs; Ashland, WI candidate listings 7.
- Ashland, WI HUD assisted properties: 1 with 24 units.
- Ashland, WI lenders on watch: 3; largest Ashland, WI footprint Northern State Bank (5 branches).
- Ashland, WI most distressed ZIP: 54517 at 16/100.
Ashland, WI figures: DLRadar distress index; Ashland, WI inputs: CFPB, FHFA, HUD, FDIC; Ashland, WI rebuilt as sources refresh.
| Rank | Ashland, WI ZIP | Score |
|---|---|---|
| 1 | 54517 | 16/100 |
| 2 | 54856 | 16/100 |
| 3 | 54806 | 14/100 |
| 4 | 54514 | 12/100 |
| 5 | 54527 | 12/100 |
| 6 | 54546 | 12/100 |
| 7 | 54846 | 12/100 |
| 8 | 54850 | 12/100 |
| 9 | 54855 | 12/100 |
| 10 | 54861 | 12/100 |
| 11 | 54559 | 9/100 |
Most distressed Ashland, WI ZIPs (0-100, 2026)
Mortgage delinquency around Ashland, WI
No CFPB county sample covers Ashland, WI; the non-metro area reading for Ashland, WI: 0.5% ninety-plus; Ashland, WI area thirty-to-eighty-nine 1.3% (December 2025, Ashland, WI); Wisconsin overall 0.5%.
Opportunity index: Ashland, WI
Ashland, WI index 31.1, Ashland, WI phase watchlist; Ashland, WI primary driver vacancy, Ashland, WI second driver bank institutional. Ashland, WI components: property stress 21.1, foreclosure pressure 20.1, listing discounts 34.2, bank stress 54.7, insurance 0.0; Ashland, WI pulse 33.8; Ashland, WI capital opportunity 27.0.
ZIP market phases inside Ashland, WI
11 Ashland, WI ZIPs carry a price-cycle phase; Ashland, WI ZIPs by phase (Ashland, WI), deepest drawdown first: peak, +4.6% YoY (Ashland, WI): 54514, 54517, 54527, 54546, Ashland, WI 54559, 54806, 54846, 54850, Ashland, WI 54855, 54856, 54861.
Residential listings by Ashland, WI ZIP
Ashland, WI ZIPs with the most tracked Ashland, WI residential listings: 54514 4 listings, 2 candidates, bank pressure 66; 54806 4 listings, 4 candidates, bank pressure 53; 54527 2 listings, 0 candidates, bank pressure 63; 54850 1 listings, 1 candidates, bank pressure 63 (Ashland, WI); 54861 1 listings, 0 candidates, bank pressure 63; 54517 0 listings, 0 candidates, bank pressure 54; 54546 0 listings, 0 candidates, bank pressure 63; 54846 0 listings, 0 candidates, bank pressure 63. Ashland, WI totals: 12 listings; Ashland, WI candidates 7; active ZIPs 1.
HUD assisted housing in Ashland, WI
1 assisted properties with 24 units sit in Ashland, WI; largest Ashland, WI properties: Daniel Kimball Villa (Ashland) 24 units, 24 assisted.
Lenders with branches in Ashland, WI
Ashland, WI lenders by branch count: Northern State Bank (Ashland, WI): stress 57, 5 branches low in Ashland, WI; Associated Bank Na (Ashland, WI): stress 68, 1 branch low in Ashland, WI; Chippewa Valley Bank (Ashland, WI): stress 54, 1 branch low in Ashland, WI.
Vacancy and permits, Ashland, WI
2,613 of 9,445 Ashland, WI housing units are vacant; Ashland, WI permits, twelve months: 0 multifamily units in Ashland, WI, 38 one-to-four unit units.
Work Ashland, WI at the parcel level
Every Ashland, WI parcel carries owner and address; every Ashland, WI parcel carries APN; Ashland, WI distress scores sit on the Ashland, WI live board.
Ashland, WI figures refresh with each source.
Ashland, WI questions
Most distressed ZIP code in Ashland County, WI?
ZIP 54517 leads Ashland, WI at 16/100; next in Ashland, WI: 54856 at 16/100; the Ashland, WI average is 13/100.
Where does Ashland County, WI rank for investment opportunity?
Ashland, WI is #1,017 among all ranked counties, #8 in Wisconsin; the Ashland, WI driver is vacancy; Ashland, WI moved up 391 places.
How many mortgages are delinquent in Ashland County, WI?
Ashland, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Ashland, WI.
Which banks lend in Ashland County, WI?
3 watched lenders hold Ashland, WI branches; the largest Ashland, WI footprints are Northern State Bank (5), Associated Bank Na (1), Chippewa Valley Bank (1).
More on Ashland, WI
Ashland County, WI distress report: public-record figures for Ashland, WI; not legal advice for Ashland, WI; not tax or investment advice; verify every Ashland, WI record before acting.