Benton County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Benton County, AR distress report, 2026: 22 ZIPs scored in Benton, AR, Benton, AR average 30/100; the top Benton, AR ZIP is 72712 at 31/100; Benton, AR market phase peak, Benton, AR prices +3.0% year over year.
- Benton, AR ranks #1,089 nationally (opportunity index); Benton, AR #51 in Arkansas; Benton, AR index 30.8.
- Benton, AR ninety-day mortgage delinquency 0.6% in December 2025; Benton, AR twelve-month change +0.1%.
- Benton, AR ZIP phases: 22 peak.
- Benton, AR residential listings tracked: 457 across 18 ZIPs; Benton, AR candidate listings 124.
- Benton, AR HUD assisted properties: 17 with 1,609 units.
- Benton, AR lenders on watch: 8; largest Benton, AR footprint Arvest Bank (25 branches).
- Benton, AR most distressed ZIP: 72712 at 31/100.
Benton, AR figures: DLRadar distress index; Benton, AR inputs: CFPB, FHFA, HUD, FDIC; Benton, AR rebuilt as sources refresh.
| Rank | Benton, AR ZIP | Score |
|---|---|---|
| 1 | 72712 | 31/100 |
| 2 | 72713 | 31/100 |
| 3 | 72714 | 31/100 |
| 4 | 72715 | 31/100 |
| 5 | 72718 | 31/100 |
| 6 | 72719 | 31/100 |
| 7 | 72722 | 31/100 |
| 8 | 72732 | 31/100 |
| 9 | 72734 | 31/100 |
| 10 | 72736 | 31/100 |
| 11 | 72739 | 31/100 |
| 12 | 72745 | 31/100 |
Most distressed Benton, AR ZIPs (0-100, 2026)
Mortgage delinquency in Benton, AR
0.6% of Benton, AR mortgages were ninety-plus days late (Benton, AR, December 2025); Benton, AR thirty-to-eighty-nine days late: 1.5%; Benton, AR twelve-month change +0.1%; Benton, AR peak since 2008: 3.4% (November 2009); Arkansas overall 1.3%. Benton, AR ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.6 (Benton, AR), Mar 25 0.6, Apr 25 0.5, May 25 0.6 (Benton, AR), Jun 25 0.7, Jul 25 0.6, Aug 25 0.3 (Benton, AR), Sep 25 0.5, Oct 25 0.5, Nov 25 0.6 (Benton, AR), Dec 25 0.6.
Opportunity index: Benton, AR
Benton, AR index 30.8, Benton, AR phase watchlist; Benton, AR primary driver bank institutional, Benton, AR second driver construction. Benton, AR components: property stress 17.9, foreclosure pressure 17.0, listing discounts 38.5, bank stress 57.9, insurance 0.0; Benton, AR pulse 32.6; Benton, AR capital opportunity 28.0; Benton, AR seven-day change +0.3%.
ZIP market phases inside Benton, AR
22 Benton, AR ZIPs carry a price-cycle phase; Benton, AR ZIPs by phase (Benton, AR), deepest drawdown first: peak, +3.0% YoY (Benton, AR): 72704, 72712, 72713, 72714, Benton, AR 72715, 72718, 72719, 72722, Benton, AR 72732, 72734, 72736, 72738, Benton, AR 72739, 72745, 72747, 72751.
Residential listings by Benton, AR ZIP
Benton, AR ZIPs with the most tracked Benton, AR residential listings: 72715 97 listings, 33 candidates, bank pressure 62; 72712 78 listings, 16 candidates, bank pressure 62; 72758 66 listings, 8 candidates, bank pressure 62; 72714 63 listings, 30 candidates, bank pressure 62 (Benton, AR); 72713 60 listings, 9 candidates, bank pressure 62; 72756 59 listings, 11 candidates, bank pressure 62; 72761 6 listings, 1 candidates, bank pressure 61; 72732 5 listings, 3 candidates, bank pressure 62. Benton, AR totals: 457 listings; Benton, AR candidates 124; active ZIPs 15.
HUD assisted housing in Benton, AR
17 assisted properties with 1,609 units sit in Benton, AR; largest Benton, AR properties: Pinnacle Heights (Rogers) 295 units; Parc At Rogers (Rogers) 250 units; Parc At Bentonville (Bentonville) 216 units in Benton, AR; The Palisades At Pleasant Grove (Rogers) 208 units; The Promenade At Pinnacle Hills (221d4) (Rogers) 200 units; Center Pointe West (Centerton) 199 units.
Lenders with branches in Benton, AR
Benton, AR lenders by branch count: Arvest Bank (Benton, AR): stress 85, 25 branches low in Benton, AR; Bank Ozk (Benton, AR): stress 41, 8 branches low in Benton, AR; First Security Bank (Benton, AR): stress 39, 7 branches low in Benton, AR; First Western Bank (Benton, AR): stress 73, 5 branches low in Benton, AR; Legacy Bank (Benton, AR): stress 66, 5 branches low in Benton, AR; Generations Bank (Benton, AR): stress 62, 4 branches low in Benton, AR; First Nb Of Fort Smith (Benton, AR): stress 42, 4 branches low in Benton, AR; Centennial Bank (Benton, AR): stress 23, 4 branches low in Benton, AR.
Vacancy and permits, Benton, AR
10,784 of 122,703 Benton, AR housing units are vacant; Benton, AR permits, twelve months: 1,811 multifamily units in Benton, AR, 3,462 one-to-four unit units.
Work Benton, AR at the parcel level
Every Benton, AR parcel carries owner and address; every Benton, AR parcel carries APN; Benton, AR distress scores sit on the Benton, AR live board.
Benton, AR figures refresh with each source.
Benton, AR questions
Most distressed ZIP code in Benton County, AR?
ZIP 72712 leads Benton, AR at 31/100; next in Benton, AR: 72713 at 31/100; the Benton, AR average is 30/100.
Where does Benton County, AR rank for investment opportunity?
Benton, AR is #1,089 among all ranked counties, #51 in Arkansas; the Benton, AR driver is bank institutional; Benton, AR moved up 690 places.
How many mortgages are delinquent in Benton County, AR?
0.6% of Benton, AR mortgages were ninety-plus days late in December 2025; the Benton, AR peak since 2008 was 3.4%.
Which banks lend in Benton County, AR?
8 watched lenders hold Benton, AR branches; the largest Benton, AR footprints are Arvest Bank (25), Bank Ozk (8), First Security Bank (7).
More on Benton, AR
Benton County, AR distress report: public-record figures for Benton, AR; not legal advice for Benton, AR; not tax or investment advice; verify every Benton, AR record before acting.