Benton County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Benton County, MS distress report, 2026: 11 ZIPs scored in Benton, MS, Benton, MS average 11/100; the top Benton, MS ZIP is 38635 at 16/100; Benton, MS market phase peak, Benton, MS prices +1.2% year over year.
- Benton, MS ranks #2,467 nationally (opportunity index); Benton, MS #74 in Mississippi; Benton, MS index 26.0.
- Benton, MS: no CFPB county sample; Benton, MS metro area reading 1.4%.
- Benton, MS ZIP phases: 11 peak.
- Benton, MS residential listings tracked: 1 across 4 ZIPs; Benton, MS candidate listings 0.
- Benton, MS lenders on watch: 2; largest Benton, MS footprint Unity Bank Of Mississippi (2 branches).
- Benton, MS most distressed ZIP: 38635 at 16/100.
Benton, MS figures: DLRadar distress index; Benton, MS inputs: CFPB, FHFA, HUD, FDIC; Benton, MS rebuilt as sources refresh.
| Rank | Benton, MS ZIP | Score |
|---|---|---|
| 1 | 38635 | 16/100 |
| 2 | 38650 | 16/100 |
| 3 | 38659 | 15/100 |
| 4 | 38610 | 12/100 |
| 5 | 38642 | 12/100 |
| 6 | 38663 | 12/100 |
| 7 | 38629 | 11/100 |
| 8 | 38633 | 11/100 |
| 9 | 38683 | 9/100 |
| 10 | 38603 | 2/100 |
| 11 | 38647 | 2/100 |
Most distressed Benton, MS ZIPs (0-100, 2026)
Mortgage delinquency around Benton, MS
No CFPB county sample covers Benton, MS; the metro area reading for Benton, MS (Memphis, TN-MS-AR): 1.4% ninety-plus; Benton, MS area thirty-to-eighty-nine 3.5% (December 2025, Benton, MS); Mississippi overall 1.8%.
Opportunity index: Benton, MS
Benton, MS index 26.0, Benton, MS phase weak; Benton, MS primary driver vacancy, Benton, MS second driver bank institutional. Benton, MS components: property stress 16.4, foreclosure pressure 19.0, listing discounts 4.3, bank stress 67.3, insurance 0.0; Benton, MS pulse 35.6; Benton, MS capital opportunity 11.5.
ZIP market phases inside Benton, MS
11 Benton, MS ZIPs carry a price-cycle phase; Benton, MS ZIPs by phase (Benton, MS), deepest drawdown first: peak, +1.3% YoY (Benton, MS): 38603; peak, +3.4% YoY (Benton, MS): 38610; peak, +3.1% YoY (Benton, MS): 38629; peak, +1.7% YoY (Benton, MS): 38633; peak, +1.2% YoY (Benton, MS): 38635, 38642, 38647, 38659; peak, +3.6% YoY (Benton, MS): 38650, 38683; peak, +3.8% YoY (Benton, MS): 38663.
Residential listings by Benton, MS ZIP
Benton, MS ZIPs with the most tracked Benton, MS residential listings: 38603 1 listings, 0 candidates, bank pressure 72; 38633 0 listings, 0 candidates, bank pressure 65; 38642 0 listings, 0 candidates, bank pressure 71; 38647 0 listings, 0 candidates, bank pressure 72 (Benton, MS). Benton, MS totals: 1 listings; Benton, MS candidates 0; active ZIPs 0.
Lenders with branches in Benton, MS
Benton, MS lenders by branch count: Unity Bank Of Mississippi (Benton, MS): stress 92, 2 branches low in Benton, MS; Bank Of Holly Springs (Benton, MS): stress 51, 1 branch low in Benton, MS.
Vacancy and permits, Benton, MS
1,017 of 4,091 Benton, MS housing units are vacant; Benton, MS permits, twelve months: 0 multifamily units in Benton, MS, 1 one-to-four unit units.
Work Benton, MS at the parcel level
Every Benton, MS parcel carries owner and address; every Benton, MS parcel carries APN; Benton, MS distress scores sit on the Benton, MS live board.
Benton, MS figures refresh with each source.
Benton, MS questions
Most distressed ZIP code in Benton County, MS?
ZIP 38635 leads Benton, MS at 16/100; next in Benton, MS: 38650 at 16/100; the Benton, MS average is 11/100.
Where does Benton County, MS rank for investment opportunity?
Benton, MS is #2,467 among all ranked counties, #74 in Mississippi; the Benton, MS driver is vacancy; Benton, MS moved down 1,454 places.
How many mortgages are delinquent in Benton County, MS?
Benton, MS takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Benton, MS.
Which banks lend in Benton County, MS?
2 watched lenders hold Benton, MS branches; the largest Benton, MS footprints are Unity Bank Of Mississippi (2), Bank Of Holly Springs (1).
More on Benton, MS
Benton County, MS distress report: public-record figures for Benton, MS; not legal advice for Benton, MS; not tax or investment advice; verify every Benton, MS record before acting.